Checking Accounts

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
Rate
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
No items found.
No items found.
Premier Interest
Rate
5.41%
APY*
5.55%
Min. Deposit
$5
Min. Balance
$0.01
Elite Checking
Rate
0.05%
APY*
0.05%
Min. Deposit
$5
Min. Balance
$2,500
Start a Balance Transfer

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Triangle pattern
get in touch

Complete this short form and we’ll have one of our experts contact you to discuss options.

Disclosures

1APY Annual Percentage Yield. APY is Telco’s current rate. Rates may change after the account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly. To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account before the last day of each month; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings. For new members, an additional minimum deposit of at least $5 will be required to open a Regular Share account to join Telco. Membership requirements do apply.

22Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments(such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date.

3Balances over $2,500 are eligible. Rates may change after the account is opened. Minimum deposit of $5.00 to open the account. Dividends are calculated on a daily balance method and are compounded and credited monthly.

4Special hold placed on $50 as long as the account remains open.