Our low interest rates help you save on mortgages, auto loans, and other financing needs.
Serving the needs of our member-owners is our top priority!
We don’t have to worry about earning profits —we pass the savings on to our members!
Accounts are federally insured by the NCUA for up to $250,000.
When you pair Premier Savings with Premier Checking, you unlock our Premier, High-Yield Bundle.
Our Premier High-Yield Bundle is designed to earn you more on regular day-to-day banking activities. Plus, it's a smart alternative to stashing cash in a certificate of deposit, keeping your money accessible while it's growing.
Ensure you live, work, or attend school in an eligible area.
You’ll need a valid government-issued photo ID and your Social Security number.
Click the button below, give us a call, or stop by a branch to apply for membership.
Baton Rouge Telco is dedicated to helping members keep more of their hard-earned money while meeting all of their banking needs. With competitive rates on savings accounts, money market accounts, certificates, and IRAs, we make it easy to grow your money. Our flexible and affordable mortgages, auto loans, home equity loans, and other financing options help you get payments and terms that work for your budget. Whether you're saving for the future, managing daily expenses, or planning for a big purchase, we're a trusted partner for all of your banking needs.
We offer a full range of banking services to simplify your finances and help you save, including:
Take the first step toward better banking in Louisiana. Join Baton Rouge Telco today for banking that puts your needs first!
As a credit union member, you are more than a customer — you are one of the credit union’s owners. Credit unions are not-for-profit financial cooperatives. When you join, you become a part-owner and can take advantage of a full range of banking products and services, including checking and savings accounts, credit cards, loans, financial education, online banking, convenient shared branches, and more. Just use our credit union locator to find a branch near you.
Joining a credit union is a great move for those who want to save money and receive personalized service. Unlike traditional banks, credit unions focus on serving their members' needs instead of earning profits for investors while offering many of the same financial services. As nonprofit organizations, credit unions typically have better rates and lower fees than banks. They are ideal for those who want a financial partner that is focused on their needs and the community. Find out how to join a credit union today to take advantage of member benefits!
Baton Rouge Telco is a member-focused financial partner that offers competitive rates, low service fees, and personalized service. Our dedicated team is ready to help you achieve all of your financial goals. Whether you're looking to save for the future, explore our credit cards, purchase a home, or finance a new vehicle, we can serve all of your banking needs.
Banks and credit unions both offer similar products and services. The primary difference is in how they are structured. Banks are for-profit financial institutions that earn profits for their investors. On the other hand, credit unions are nonprofit financial institutions that are owned by their members. Because earning profits is not their objective, they typically offer better rates and lower fees than banks.
Yes, credit union checking, savings, and other accounts are federally insured for up to $250,000 by the National Credit Union Administration (NCUA).
Your credit score is not a factor in joining Baton Rouge Telco. A credit check is only required if you apply for certain banking products, like loans.
Joining a credit union is easy, and a membership fee is not required. To meet our membership requirements, you will need to open a savings account with a $5 minimum balance.
Field of membership refers to individuals or organizations that are eligible to join a credit union. Unlike banks, which are open to the general public, credit union eligibility for memberships is typically limited to those who live within a certain geographic location or other factors.
Baton Rouge Telco membership is open to anyone who lives, works, or attends school in one of the following Louisiana parishes:
Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are also eligible to join.
Get started by filling out the quick form below to begin your application.
Member Identification Notice
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account or apply for a loan, we will ask for your name, address, date of birth, and other identification that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.