Auto Loans

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
Rate
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
Auto 2024 - 2020 New or Used
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
120%
Rate
APR as low as*
6.24%
Auto 2024 - 2020 New or Used
Max. Term
72 Months
Min. Loan Amount
$15,000
Max. Financing
120%
Rate
APR as low as*
6.74%
Auto 2024 - 2021 New or Used
Max. Term
84 Months
Min. Loan Amount
$30,000
Max. Financing
120%
Rate
APR as low as*
6.99%
Auto 2019 - 2017 New or Used
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
120%
Rate
APR as low as*
8.24%
Auto 2016 - 2014 Used
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
120%
Rate
APR as low as*
9.24%
No items found.
No items found.
Start a Balance Transfer

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
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Need help finding the right auto loan?

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Disclosures

1Auto Refinance Program applies to refinanced vehicles from another financial institution and cannot be applied to a loan that is already funded at Baton Rouge Telco Federal Credit Union.  

*Rates shown are Telco's current rates and include a 0.50% discount for members with an automatic deduction from a Telco checking account and direct deposit relationship. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 120%.

  • Quoted rate of 6.74% APR for 60 months has payments per $1,000 equal to $19.68/month.
  • Quoted rate of 7.24% APR for 72 months has payments per $1,000 equal to $17.16/month.
  • Quoted rate of 7.49% APR for 84 months has payments per $1,000 equal to $15.33/month.
  • Quoted rate of 8.74% APR for 60 months has payments per $1,000 equal to $20.63/month.
  • Quoted rate of 9.74% APR for 60 months has payments per $1,000 equal to $21.12/month.