Youth Accounts

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Deposit Rates
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Student Checking

Tailored to meet the unique needs of students, offering convenience, flexibility, and no monthly fees to help you make the most of your student years. For members 13-24 years of age.

  • NO monthly fee & NO minimum balance
  • Earn dividends on qualifying balances
  • Easy funds transfer when linked to parents’ account
  • Optional spending limits
  • Real-time card controls and alerts
  • Must have a parent or legal guardian who is a Baton Rouge Telco member on the account.

All-Star Savers

Plant the seeds of financial literacy with our youth savings account, fostering smart saving habits and a bright financial future from an early age. For kids 18 and under.

  • NO service fees
  • Generous interest rates and dividends
  • Earn bonus rewards for reaching savings milestones
  • Easy online banking and mobile app
  • Must have a parent or legal guardian who is a Baton Rouge Telco member on the account.

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
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Student Checking
Rate
0.50%
APY*
0.50%
Min. Deposit
$5
Min. Balance
$0.01
All-Star Savers
Rate
0.75%
APY*
0.75%
Min. Deposit
$5
Min. Balance
$0.01

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Get Started
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Frequently Asked Questions

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Start a Balance Transfer
Do you currently have a Telco Visa credit card?
Yes
No
Not a BR Telco Visa cardholder? No problem!

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
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Complete this short form and we’ll have one of our experts contact you to discuss options.

More Baton Rouge Telco Products & Services

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Disclosures

*APY Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly.

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Student Checking‍

Checking a balance is quick and easy with all of our digital banking tools. We offer Online Banking, a Mobile App, Text Banking, MANDI, and more.

Standard text message and data rates may apply from your wireless carrier.

Optional Spending Limits - Daily limits for your peace of mind - and only if you want them.

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All-Star Savers

Earn Milestone Rewards: $10 when the balance reaches $100 and another $10 when the balance reaches $500.

Parents can access accounts online and in the app. Plus, you can set up automatic or make one-time transfers from your account.

We're all about finding ways to say yes.

Join Today

Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.

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