Formerly known as Overdraft Protection, our new TOP program has you covered. If funds aren’t available in your checking account, we’ll automatically transfer money from your savings (if available) to cover the transaction. This service has a $5 charge per item.
By opting into this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $500. There is a $30 transaction fee for each charge submitted to your overdrawn account. Opt in now by logging into Online Banking and selecting “Opt-In” from the Secure Forms menu.