*APR = Annual Percentage Rate. Quoted rate of 28.00% APR for 6 months has payments per $200 equal to $36.11/month.
1Additional details:
- Membership must be open at least 24 months to be eligible to apply
- No minimum credit score
- Credit report must show no open bankruptcy or foreclosure
- $20 non-refundable application fee collected prior to starting the application
Requirements:
Members must provide the following:
- Two recent pay stubs from current employer or proof of fixed income
- Three (3) references
Payroll deduction is not required, but it is strongly encouraged.
Members may only have one (1) Solutions Loan open at a time. Solutions Loans are limited to three (3) lifetime loans per social security number. This applies to single and joint applications.