Yes, you will need to become a Baton Rouge Telco member to open any of our checking accounts. Membership is open to anyone who lives, works, or attends school in one of the following Louisiana parishes:
Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are also eligible to join.
A second chance checking account is for anyone who has been denied a standard checking account due to an account closure from multiple overdrafts or bounced checks. As the name implies, it gives you a "second chance" to rebuild your financial history.
Yes, it is possible to be denied a second chance checking account. You have to meet certain criteria to qualify. Reasons for denial may include multiple account closures, fraud, or unpaid debts to other banks.
If you are ready to rebuild your credit history, Baton Rouge Telco offers Opportunity Checking, a second chance checking account designed to help you turn things around over time. It is one of several credit unions that offer second chance checking accounts. It only requires a $50 minimum deposit to your savings account and a $5 minimum deposit to your checking account to get started.
Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.
Complete this short form and we’ll have one of our experts contact you to discuss options.