Premier Interest Checking Hero

Premier Interest Checking

Checking accounts reinvented

Open an Account

Get the best of the best without breaking a sweat

  • Best For

    Best For

  • Dividends


  • Opening Deposit

    Opening Deposit

  • Monthly Fee

    Monthly Fee

  • Minimum Balance

    Minimum Balance

  • Best For

    Debit card users

  • Dividends

    4.00% APY* on balances up to $10,000

  • Opening Deposit


  • Monthly Fee


  • Minimum Balance



    0 Minimum Balances
    Have your cake and eat it too

  • Overdraft Protection

    Overdraft Protection
    Be safe no matter what might happen

  • Competitive Rates

    Competitive APY Rates
    Make the most of your money

  • Easy Online Access To Funds

    Easy Online Access to Funds
    Get money when you need it

  • Instant Issue

    Instant Issue Debit Cards
    Start living (and spending) as soon as possible

  • Direct Deposit Options

    Direct Deposit Options
    Get paid early with 2Day Early Pay

Get Started
Star Star Star Star Star

My experience today with Telco and Lauren in particular was amazing. I called her and told her what I was trying to do to build my credit and she made it happen in no time. I highly recommend! Thanks!!!!

Blake M.

Simple! Just enroll in monthly e-statements, set up a direct deposit, and make a minimum of 15 transactions each month to qualify.

Eligibility for Baton Rouge Telco’s Premier checking account varies on a month to month basis. If non-eligible, you will simply earn the standard rate for that month. There will be no additional penalties. Opportunity for re-eligibility will open for the following month.

You can begin the account opening process online, over the phone, or in-person with a member services representative. Not yet a member? Enroll for Baton Rouge Telco membership now.

  • Elite Checking

    A convenient, free, and to-the-point checking option.

    Learn More

  • Student Checking

    Get the jump on graduation.

    Learn More

  • Opportunity Checking

    Repair your credit score over time.

    Learn More

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*APY – Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly. To qualify for 4.00% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account before the last day of each month; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings. For new members, an additional minimum deposit of at least $5 will be required to open a Regular Share account to join Telco. Membership requirements do apply.