First Time Auto Buyer Program
We offer first-time auto loans to members with little to no credit history, without a co-signer needed.1 Our flexible terms and program can help you get into that new or used car you've been dreaming of.

- Borrow up to $25,000
- Terms up to 60 months
- Up to a 1% rate discount, including 0.50% discount for auto-pay
- Finance up to 100% of invoice
- Good for purchases newer than 10 years old with no more than 100,000 miles
- Member must have no previous auto purchases on credit report
- Credit score greater than 620 required