Opportunity Checking Account

A checking account that paves the road to financial recovery

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The perfect account for starting over after some financial challenges.

  • Best For

    Best For

  • Dividends


  • Opening Deposit

    Opening Deposit

  • Monthly Fee

    Monthly Fee

  • Minimum Balance

    Minimum Balance

  • Best For

    Getting back on the road to financial recovery

  • Dividends

    0.05% APY* on balances up to $2,500

  • Opening Deposit

    $50 minimum deposit to Savings and $5 minimum deposit to Checking

  • Monthly Fee


  • Minimum Balance


  • Restored Financial Security

    Restored Financial Security
    Get back on track with a second chance


    No Minimum Balance
    Keep as much or as little money in your account

  • Free Atms

    Free ATMs
    73,000 surcharge-free ATMs nationwide

  • Easy Online Access To Funds

    Easy Access to Funds
    Get money when you need it

  • Dividends

    0.05% APY* on balances over $2,500

  • Overdraft Protection

    Overdraft Protection
    Accidents happen, and we've got you covered

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Star Star Star Star Star

My experience today with Telco and Lauren in particular was amazing. I called her and told her what I was trying to do to build my credit and she made it happen in no time. I highly recommend it! Thanks!!!!

Blake M.
Star Star Star Star Star

Telco has been the greatest experience ever with banking. Mrs Lorie took the time to explain some financial issues and experience with me and she took care of all my concerns. I LOVE THEIR CUSTOMER SERVICE FOR GOING ABOVE AND BEYOND.

Marie J.

To open an Opportunity Checking account, please text or call 225.924.8900 or come into one of our four branches. We’ll get you set up with a checking account and on your way in minutes.

If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at $5 charge per item.

Checking your balance is quick and easy with all of our digital banking tools. Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Standard text message and data rates may apply from your wireless carrier.

  • Elite Checking

    A simple, free, and no strings attached checking account.

    Learn More

  • Premier Checking

    A no-fee, high-interest checking account that gives you more.

    Learn More

  • Student Checking

    A free checking account for students 13- 24 years old.

    Learn More

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*APY – Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly.