Open Your Free Checking Account
More of what you want, less of what you don’t. Really!
Free checking accounts with no hoops
Accessing your money should be simple, convenient, and on your terms. That’s just how we roll.
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Anywhere Access
With your free instant issue Visa® Debit Card, you have access to 73,000 surcharge-free ATMs nationwide.
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Bank On The Go
Enjoy banking freedom with full-service digital options like eStatements, bill pay, budgeting tools, and more.
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No Minimum Balance
Our checking accounts come with peace of mind—no need to worry about additional fees if your balance gets low.
Checking Account Options
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Premier Interest Checking Account
FREE
Open a Premier Interest Checking Account when you’re ready for your money to work for you.
- Earn 4.00% APY1 on balances up to $10,000 when you meet the qualifying criteria
- No fees or penalties if you don’t meet the qualifications to earn 4.00% APY
- Earn a standard rate on months you don’t qualify
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Elite Checking Account
FREE
For when you want a simple, free, no strings attached checking experience.
- $0 monthly maintenance fee
- $5 minimum opening deposit
- $0 minimum account balance requirement
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Student Checking Account
FREE
Put your student on the path to a responsible financial future.
- Designed for members 13-24
- Optional daily spending limits for peace of mind
- Links to parents’ membership for easy online funds transfers
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Opportunity Checking Account
MONTHLY FEE
For when you’re ready to establish positive checking account habits.
- $10 monthly maintenance fee
- $50 minimum deposit2 to your savings account and $5 minimum deposit to your checking account
- $0 minimum account balance
Protect Your Account
Overdraft Protection
Protect yourself from those overdrafting your account.
If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at a $5 charge per item.
Overdraft Privilege
Opt-in for peace of mind at checkout.
By opting in to this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $500. There is a $30 transaction fee for each charge submitted to your overdrawn account. Opt-in now by logging into Online Banking and selecting “Opt-In” from the Secure Forms menu.
Patrick M., Credit Union Member for 23 yearsThere are always smiling faces when you walk in the door. The folks here are very helpful and take care of what you need. I couldn’t ask for a better place to take care of my banking needs.
Checking FAQs
Baton Rouge Telco Federal Credit Union’s routing number is 265473320.
Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Checking your balance is quick and easy with all of our digital banking tools. Standard text message and data rates may apply from your wireless carrier.
It’s super easy! In our Mobile App, tap on More in the bottom menu, then tap eStatements. Or from Online Banking, select eStatements in the top menu and follow the prompts.
Log in to Online Banking and access Order Checks from the Additional Services menu.
Overdraft Protection: If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at $5 charge per item.
Overdraft Privilege: By opting into this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $500. There is a $30 transaction fee for each charge submitted to your overdrawn account. Opt in now by logging into Online Banking and selecting “Opt In” from the Secure Forms menu.
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Savings Accounts
Good spending habits and good savings habits go hand in hand. Ensure you have the right tools in place for hitting your savings goals.
Visa Credit Cards
Baton Rouge Telco FCU proudly offers a Visa Gold credit card with rates starting at only 7.90% APR3. That’s practically unbeatable nationwide.
Open your checking account today.
Maximum Cash Back Each Month for Everyday Spending
Earning 4.00% APY with Premier Interest Checking is easier than you think. Qualify for up to $400 per year in earnings! Opening your account is easy and rewarding. Get started today.