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Online Banking
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Our convenient checking accounts make it easy to manage your money your way! Whether you're looking for a simple account for everyday spending, you want to earn dividends, you need flexible checking for your small business, or you want to rebuild your banking history, we've got you covered. Open one of our checking accounts today for hassle-free banking you can count on.
Get more from your everyday banking with a checking account that combines convenience and savings. Accounts have no monthly maintenance fees and earn a competitive rate.
Take advantage of convenient features and rewards that make banking easier and more rewarding.
Elite Checking is the ideal checking account for your everyday needs. It’s the perfect choice for simplifying your daily spending and saving on fees.
Take advantage of convenient features and rewards that make banking easier and more rewarding.
Get a fresh start with a checking account that helps you move toward a brighter tomorrow.
Take advantage of convenient features and rewards that make banking easier and more rewarding.
Call 225.924.8900 or visit a branch to open an Opportunity Checking account
Simplify your finances with a checking account that's designed for the unique needs of small businesses.
Take advantage of convenient features and rewards that make banking easier and more rewarding.
Call 225.924.8900 or visit a branch to open a Small Business Checking account.
Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.
Complete this short form and we’ll have one of our experts contact you to discuss options.
1APY Annual Percentage Yield. APY is Telco’s current rate. Rates may change after the account is opened. Minimum deposit of $5.00 to open an account. Dividends are calculated on a daily balance method and are compounded and credited monthly. To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account before the last day of each month. Members can fulfill the 15 debit transaction requirements with a variety of transactions, including: both in-person and online transactions, swipes/dips/taps-to-pay, one-time or recurring transactions, and tokenized transactions; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings. For new members, an additional minimum deposit of at least $5 will be required to open a Regular Share account to join Telco. Membership requirements do apply.
22-Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments(such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2 business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date.
3Balances over $2,500 are eligible. Rates may change after the account is opened. Minimum deposit of $5.00 to open the account. Dividends are calculated on a daily balance method and are compounded and credited monthly.
4Special hold placed on $50 as long as the account remains open.
5Excess usage fee of $20 per month may apply if the account has over 100 combined transactional items (and the account will be subject to closure).
Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
