2Day Early Pay®

We've got a bright idea. Get paid 2 days earlier!

We’ve offered this free service since before it was cool, but we just never talked about it!

Get the jump on your paycheck
Get your paycheck up to 2 days earlier than your normal payday.¹ Included on all accounts with Direct Deposit.
Dance like you just don't care
Set up mobile app alerts² and know when your paycheck is deposited so you can keep the good vibes going.

With 2Day Early pay, your paycheck is available up to 2 days before your normal payday. This service is free on all checking accounts with Direct Deposit. So if you normally get paid on Friday, you’ll now see your paycheck in your account as soon as Wednesday.

No! 2Day Early Pay is a free service available with our checking accounts. If you’ve set up direct deposit, there’s nothing additional for you to do.

Go through your paycheck or government payroll provider to enroll in direct deposit with Baton Rouge Telco. You’ll need:

Our routing number: 265473320
Your member number

There could be a few reasons your deposit didn’t hit your account early. It could be because:

You recently set up direct deposit
Your deposit type isn’t eligible (like a transfer between bank accounts)
Your employer or payroll provider didn’t provide the deposit to us earlier than the effective date

You can customize a deposit alert with your expected direct deposit amount and get notified when your paycheck hits your account. On brtelco.org:

Login to online banking
Select Additional Services and Mobile Banking & Alerts
Enter your email address and/or your mobile number where you’d like alerts sent
Customize your alert

BR Telco always takes care of me. I especially love that I get my paychecks early. It was so easy, and I didn’t have to do anything extra. Thanks, Telco!

Kristin R., Credit Union Member for 5 years

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Disclosures

¹2Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2 business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date. Membership requirements apply.

²Message and data rates may apply.