2Day Early Pay Hero

2Day Early Pay®

We've got a bright idea. Get paid 2 days earlier!

Open an account

We’ve offered this free service since before it was cool, but we just never talked about it!

  • 2Day Early Pay Column 1

    Get the jump on your paycheck

    Get your paycheck up to 2 days earlier than your normal payday.1 Included on all accounts with Direct Deposit.



  • 2Day Early Pay Column 2

    Dance like you just don't care

    Set up mobile app alerts2 and know when your paycheck is deposited so you can keep the good vibes going.

With 2Day Early pay, your paycheck is available up to 2 days before your normal payday. This service is free on all checking accounts with Direct Deposit. So if you normally get paid on Friday, you’ll now see your paycheck in your account as soon as Wednesday.

No! 2Day Early Pay is a free service available with our checking accounts.  If you’ve set up direct deposit, there’s nothing additional for you to do.

Go through your paycheck or government payroll provider to enroll in direct deposit with Baton Rouge Telco. You’ll need:

  • Our routing number: 265473320
  • Your member number

There could be a few reasons your deposit didn’t hit your account early. It could be because:

  • You recently set up direct deposit
  • Your deposit type isn’t eligible (like a transfer between bank accounts)
  • Your employer or payroll provider didn’t provide the deposit to us earlier than the effective date

You can customize a deposit alert with your expected direct deposit amount and get notified when your paycheck hits your account. On brtelco.org:

  • Login to online banking
  • Select Additional Services and Mobile Banking & Alerts
  • Enter your email address and/or your mobile number where you’d like alerts sent
  • Customize your alert


Star Star Star Star Star

BR Telco always takes care of me. I especially love that I get my paychecks early.  It was so easy, and I didn’t have to do anything extra. Thanks, Telco!

Kristin R., Credit Union Member for 5 years

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1 2Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2 business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date. Membership requirements apply.

2 Message and data rates may apply.