FAQs: Membership

Baton Rouge Telco is a not-for-profit organization and this means we pass our revenue back to members, instead of outside shareholders. You get revenue in the form of higher rates on savings, lower rates on loans, and fewer fees. Plus, you get friendly local service instead of dealing with a nationwide financial institution.

Credit unions are democratically operated by members, and the board of directors is made up of volunteers from the membership. Members can save and borrow at better rates with fewer fees at a convenient, safe financial institution which exists to benefit them, not to make profit. Plus, each member gets one vote, giving members an equal say in how the credit union is operated.

If you live, work, or attend school in one of the following parishes (Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, and West Feliciana), you are eligible for membership. You can apply online or by visiting one of our convenient branch locations.

Anyone that lives, works, or attends school in one of the following parishes (Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, and West Feliciana) can join.

If you are a member of Baton Rouge Telco, your parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren are eligible to join.

You will need to deposit at least $5 into your savings account. This is your owner’s share of the credit union and will be on hold for the life of the account.

A credit union is just like a bank, but better!  Credit unions are not-for-profit organizations that serve members instead of shareholders. Just like banks, credit unions accept deposits, make loans, and provide a full array of financial services.  Plus, you have the same access and technology the big banks have.