FAQs: Auto Loans

If you have numerous delinquent payments, it will have a negative impact on your credit score and will affect your ability to borrow until you get back on track again.

So if you’re worried you’re not going to be able to make a payment, be sure to reach out to us as soon as possible. We may be able to provide you with a loan deferment or other advice to help with your situation. Learn more

Yes, we offer Free Financial Counseling to help you set goals to improve your financial fitness — then keep you on track until you reach them. Because interest rates are based on your credit score, it’s a great idea to get your finances in order before you take out a loan.

That’s why borrowing from a credit union is different to borrowing from a big financial institution. We’re here for everyone in our community and that means we’re here for you. Learn more

We finance ATVs that have been made between the years 2018 and 2022.

Both new and used ATVs made between 2018 and 2022 are eligible for up to 125% financing for up to 72 months. New ATVs made between 2018 and 2022 are eligible for 90% financing for up to 120 months.

Once we receive your application, approval for a BR Telco ATV loan generally takes about 1 to 2 business days.