Experience true freedom with a car of your own. Travel to school or work, run errands, or head out on a road trip — the choice is yours when you own your wheels.
At Baton Rouge Telco Federal Credit Union, we make car ownership more affordable with loans that suit your unique needs. We’ll even help you pick out your car!
Make Your Vehicle Purchase More Affordable with the Right Financing
Four Great Reasons to Finance Your Car with Baton Rouge Telco
Great Rates
Our low interest rates put the car of your dreams within reach.
Flexible Terms
Spread the cost or build ownership faster. We offer loans for up to 84 months.
Easy Application
Our online application process is fast and convenient.
Loyalty Discounts
It pays to belong! We offer discounted rates for our loyal members.
New & Used Autos
Find and finance your next vehicle from the comfort of your own home. We offer both new auto loans and used car loans. Make your dream car, truck, van, or SUV a reality with our easy online application and exclusive car-buying assistance.
- Low rates, flexible terms, easy process
- Member loyalty discount of 0.50% APR1
- Car-buying help with our Member Auto Center
- Additional protection benefits available: Mechanical Repair Coverage, GAP Protection, Credit Life & Disability
- Fast online preapproval
Auto Loan Refinance
Trade in your auto loan! Lock in lower payments or pay off your car sooner with our auto refinance loan. We’ll find the right rate and term for your budget so you’ll enjoy more smiles per gallon!
- Competitive rates
- Flexible terms
- Up to 125% Financing, plus tax, title, and license2
- Member loyalty discount of 0.50% APR
- Additional protection benefits available: Mechanical Repair Coverage, GAP Protection, Credit Life & Disability
First Time Auto Buyer Program
Just starting out? Our flexible terms and program can help you get into that new or used car you've been dreaming of. We offer first-time auto loans to members with little to no credit history, without a cosigner.3
- Borrow up to $25,000
- Terms up to 60 months
- Up to a 1% rate discount, including 0.50% discount for auto-pay
- Finance up to 100% of your car’s invoiced value
- Good for purchases newer than 10 years old with no more than 100,000 miles
- Member must have no previous auto purchases on the credit report
- A credit score greater than 620 is required
Member Loyalty Discounts
We believe in rewarding loyalty. That's why eligible members may receive a 0.50% APR discount off their approved auto loan rate.
Eligibility
- Members with an active checking relationship with BR Telco are eligible for a discount on their approved loan.
- Active Checking Relationship = An active checking relationship is defined as having an open checking account with a minimum monthly direct deposit of at least $750, active use of online or mobile banking (log in once every 90 days), and either debit card usage of at least 10 transactions per month or an active credit card and at least 3 ACH transactions per month.
- Auto, RV, boat, and motorcycle loans are eligible for a member loyalty discount.
Apply for Your Auto Loan in 3 Easy Steps!
“My bank of choice. My lender of choice.I highly recommend them. I have never been treated to anything but friendly and courteous service.”
Jeff W., Baton Rouge, LA
