Home Loans for Heroes Program
You have our back, we have yours.
Rewarding our local heroes for all you do
Our Home Loans for Heroes Program is just our way of saying thanks for the good you do for our country and local communities.
-
Community Heroes
Professions including teachers, fire department, law enforcement, nurses, EMTs, and active or former military can take advantage of the Community Heroes offer.
Features and Requirements:
- Low down payment (up to 99% financing)
- Fixed-rate for 30 years
- Available for purchases
- No prepayment penalty
- Borrower must meet employment eligibility requirements
-
Community Experts
Members with select professional designations including CPAs, CFAs, PhDs, Architects, and Actuaries can take advantage of the Community Experts offer.
Features and Requirements:
- No down payment required (up to 100% financing)
- Fixed-rate for 30 years
- Available for purchases
- No prepayment penalty
- Borrower must meet employment eligibility requirements
John D., Credit Union Member since 2007We received our mortgage payoff documents! It’s been a blessing and a pleasure to be a Telco member, especially because of the excellent, professional service! Thank you!
See Today’s Rates
|
Loan Amount |
Maximum Financing |
Rate* |
APR* |
|---|---|---|---|
|
* All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines. |
|||
|
Loan Amount Up to $99,999 |
Maximum Financing Up to 97% |
Rate* 4.750% |
APR* 4.977% |
|
Loan Amount $100,000 - $199,999 |
Maximum Financing Up to 97% |
Rate* 4.625% |
APR* 4.810% |
|
Loan Amount $200,000 to $647,199 |
Maximum Financing Up to 97% |
Rate* 4.500% |
APR* 4.663% |
|
Loan Amount $647,200 to $1,000,000 |
Maximum Financing Up to 90% |
Rate* 4.750% |
APR* 4.903% |
|
Loan Amount |
Maximum Financing |
Rate* |
APR* |
|---|---|---|---|
|
* All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines. |
|||
|
Loan Amount Up to $99,999 |
Maximum Financing Up to 97% |
Rate* 5.500% |
APR* 5.628% |
|
Loan Amount $100,000 - $199,999 |
Maximum Financing Up to 97% |
Rate* 5.375% |
APR* 5.479% |
|
Loan Amount $200,000 to $647,199 |
Maximum Financing Up to 97% |
Rate* 5.250% |
APR* 5.342% |
|
Loan Amount $647,200 to $1,000,000 |
Maximum Financing Up to 97% |
Rate* 5.500% |
APR* 5.587% |
Mortgage Loan FAQs
You can pay online, by phone (fee may apply), by mail or at your nearest branch location. You can also set up a recurring automatic withdrawal payment option.
All mortgage payments are due on the 1st of the month and are considered late after the 15th of the month.
Baton Rouge Telco offers real estate loans for new home purchases, land purchases, 1st and 2nd mortgage refinancing with cash-out options, and home equity lines of credit (HELOC). We do not offer loans for mobile homes, condominiums (townhomes are acceptable), or investment properties.
Home Loan Calculators
Need help finding the right mortgage?
Complete this short form and we’ll have one of our real estate lenders contact you by the next business day to discuss options.
