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Home Loans for Heroes Program

You have our back, we have yours.

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Our Home Loans for Heroes Program is just our way of saying thanks for the good you do for our country and local communities.

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    Community Heroes

    Professions including teachers, fire department, law enforcement, nurses, EMTs, and active or former military can take advantage of the Community Heroes offer.

    Features and Requirements:

    • Low down payment (up to 99% financing)
    • Fixed-rate for 30 years
    • Available for purchases
    • No prepayment penalty
    • Borrower must meet employment eligibility requirements
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    Community Experts

    Members with select professional designations including CPAs, CFAs, PhDs, Architects, and Actuaries can take advantage of the Community Experts offer.

    Features and Requirements:

    • No down payment required (up to 100% financing)
    • Fixed-rate for 30 years
    • Available for purchases
    • No prepayment penalty
    • Borrower must meet employment eligibility requirements

We received our mortgage payoff documents! It’s been a blessing and a pleasure to be a Telco member, especially because of the excellent, professional service! Thank you!

John D., Credit Union Member since 2007

See Today’s Rates

FIRST MORTGAGE PURCHASE & REFINANCE - 15-YEAR FIXED

Loan Amount

Maximum Financing

Rate*

APR*

* All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines.

Loan Amount

Up to $99,999

Maximum Financing

Up to 97%

Rate*

2.375%

APR*

2.602%

Loan Amount

$100,000 - 199,999

Maximum Financing

Up to 97%

Rate*

2.250%

APR*

2.435%

Loan Amount

$200,000 to $548,249

Maximum Financing

Up to 97%

Rate*

2.125%

APR*

2.288%

Loan Amount

$548,250 to $1,000,000

Maximum Financing

Up to 90%

Rate*

2.375%

APR*

2.528%

FIRST MORTGAGE PURCHASE & REFINANCE - 30-YEAR FIXED

Loan Amount

Maximum Financing

Rate*

APR*

* All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines.

Loan Amount

Up to $99,999

Maximum Financing

Up to 97%

Rate*

3.000%

APR*

3.128%

Loan Amount

$100,000 - 199,999

Maximum Financing

Up to 97%

Rate*

2.875%

APR*

2.979%

Loan Amount

$200,000 to $548,249

Maximum Financing

Up to 97%

Rate*

2.750%

APR*

2.842%

Loan Amount

$548,250 to $1,000,000

Maximum Financing

Up to 90%

Rate*

3.000%

APR*

3.087%

You can pay online, by phone (fee may apply), by mail or at your nearest branch location. You can also set up a recurring automatic withdrawal payment option.

All mortgage payments are due on the 1st of the month and are considered late after the 15th of the month.

Baton Rouge Telco offers real estate loans for new home purchases, land purchases, 1st and 2nd mortgage refinancing with cash-out options, and home equity lines of credit (HELOC). We do not offer loans for mobile homes, condominiums (townhomes are acceptable), or investment properties.

Complete this short form and we’ll have one of our real estate lenders contact you by the next business day to discuss options.

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