dancing baby and dad in living room

Youth Accounts

Because they’re never too young to make smart money moves.

Get Started

  • smiling girl in classroom with tablet

    Competitive Rates

    Our great rates mean your kids’ balances will grow right along with them.

  • blonde child placing coin in piggy bank

    No Minimums + No Fees

    Those are no fun! We want to encourage saving habits so we’ve removed the fees and minimum balances.

  • father and daughter looking at tablet

    Online and Mobile Banking Access

    Parents can access accounts online and in the app. Plus, you have the ability to set up automatic or make one-time transfers from your account.

  • Best if you want:

    Best if you want:

  • Minimum Deposit

    Minimum Deposit

  • Dividends

    Dividends

  • Fun Extras

    Fun Extras

  • Eligibility

    Eligibility

  • Federally Insured by NCUA

    Federally Insured by NCUA

All Star Savers

  • Best if you want:

    A perfect first savings account to teach good habits1

  • Minimum Deposit

    $5

  • Dividends

    0.75% APY2

  • Fun Extras

    Earn Milestone Rewards: $10 when the balance reaches $100 and another $10 when the balance reaches $500

  • Eligibility

    Kids 18 and under are eligible

  • Federally Insured by NCUA

    Checkmark Icon

Christmas Club

  • Best if you want:

    Your child will learn about the power of saving for a specific goal (like toys)!

  • Minimum Deposit

    $5

  • Dividends

    0.10% APY2

  • Fun Extras

    Funds automatically transfer4 into Regular Share Account on November 1.

  • Eligibility

    All Telco members are eligible

  • Federally Insured by NCUA

    Checkmark Icon

Student Checking

  • Best if you want:

    A checking account designed specifically for students

  • Minimum Deposit

    $5

  • Dividends

    0.50% APY2 on balances up to $10,000

  • Fun Extras

    Optional daily spending limits for parental peace-of-mind.

  • Eligibility

    Designed for members 13-24

  • Federally Insured by NCUA

    Checkmark Icon

Certificates

  • Best if you want:

    To teach your child about investing and earning interest

  • Minimum Deposit

    $500

  • Dividends

    Varies, As High As 2.95% APY3

  • Fun Extras

    Kids will learn patience when it comes to saving and investing, and will love the excitement of watching their balance grow.

  • Eligibility

    All Telco members are eligible

  • Federally Insured by NCUA

    Checkmark Icon

Star Star Star Star Star

I really enjoy my experience with Telco. Very friendly people to work with and they are a lot of help, which is great because I’m a college student! Thank you, Telco!

Micah C., Credit Union Member since 2017

Upon the Minor’s 18th birthday, the All-Star Savers account will be closed and all funds will be transferred into the Regular Share savings account.

Upon (or shortly thereafter) the Primary Owner (Minor)’s 24th birthday, the Student Checking account will be converted to the Premier Interest Checking account product type.

The optional limits are a $300 daily spending limit and $100 daily ATM limit.

Back to Top

Open your Youth Account today

Stop on by

Find a Branch

Open your account online

Get started

Call us

Disclosures

1 Must have a parent or legal guardian who is a Baton Rouge Telco member on the account.
2 APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. Minimum opening balance of $5.
3 APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. Baton Rouge Telco Federal Credit Union share certificate rates are variable rate accounts and are subject to change at any time. Rates are not guaranteed. Penalties for early withdrawals may apply.
4 $5 fee for early withdrawal.