FAQs: Checking Accounts

From your mobile device, tablet, or desktop, log in to Online Banking at brtelco.org. Unfortunately, at this time, you cannot customize alerts via the Mobile App.

Select “Additional Services” from the top navigation menu, and select “Mobile Banking & Alerts.”

Enter your mobile number if it’s not already there. For early deposit alerts, select “Large withdrawal/deposit.”

While you’re here, you can customize additional alerts! Choose from the following options:

• Balance update
• Low balance
• Check cleared
• Loan payment due
• And more

Tip: Add 454545 as BR Telco Text Banking to your contacts list.

In order to qualify for monthly dividends from the Premier Interest Checking Account, be sure you’ve met the following criteria: 1) You’ve signed up for eStatements, 2) You’ve set up direct deposit in any amount into any account within your membership, and 3) You’ve made at least 15 debit card (non-ATM) transactions that have posted and settled to your account within the calendar month.

If you don’t meet the criteria one month don’t worry! You’ll still earn 0.05% APY on your average daily balance over $2,500. The following month you’ll be eligible again to qualify for the 4.00% APY. With the Premier Interest Checking Account, there are never any penalty fees or minimum balances to maintain for not meeting account dividend requirements.

Overdraft Protection: If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at $5 charge per item.

Overdraft Privilege: By opting into this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $500. There is a $30 transaction fee for each charge submitted to your overdrawn account. Opt in now by logging into Online Banking and selecting “Opt In” from the Secure Forms menu.

Log in to Online Banking and access Order Checks from the Additional Services menu.

It’s super easy! In our Mobile App, tap on More in the bottom menu, then tap eStatements. Or from Online Banking, select eStatements in the top menu and follow the prompts.

Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Checking your balance is quick and easy with all of our digital banking tools. Standard text message and data rates may apply from your wireless carrier.

Baton Rouge Telco Federal Credit Union’s routing number is 265473320.

Eligibility for Baton Rouge Telco’s Premier checking account varies on a month to month basis. If non-eligible, you will simply earn the standard rate for that month. There will be no additional penalties. Opportunity for re-eligibility will open for the following month.

Simple! Just enroll in monthly e-statements, set up a direct deposit, and make a minimum of 15 transactions each month to qualify.

Not only are debit cards from Baton Rouge Telco absolutely free, but they are instantly issued upon opening your Elite Checking Account. It’s that simple!

Hassle-free banking means no extra worries, phone calls, or follow-ups. Monthly dividends made on Elite Checking Accounts are automatically deposited into your account every month.

Baton Rouge Telco believes in money management made simple. That’s why our elite checking accounts are monthly fee-free!

If funds are unavailable in the checking account, we will transfer money from the savings account (if available) to cover the transaction. This service is available at $5 charge per item.

Checking a balance is quick and easy with all of our digital banking tools. We offer online Banking, a Mobile App, text banking, MANDI, and more.

Standard text message and data rates may apply from your wireless carrier.

You can begin the process online, over the phone, or in-person.

Not yet a member? Apply for a Baton Rouge Telco membership now.

Checking your balance is quick and easy with all of our digital banking tools. Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Standard text message and data rates may apply from your wireless carrier.

If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at $5 charge per item.

To open an Opportunity Checking account, please text or call 225.924.8900 or come into one of our four branches. We’ll get you set up with a checking account and on your way in minutes.