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Save for the future with a no-fee account that has a competitive interest rate and pays dividends. Easily track your savings progress online or with our mobile app. Open a traditional savings account today to take the first step towards achieving your financial goals in Baton Rouge.
Keep more of your hard-earned money in your account every month.
Grow your account balance with a competitive interest rate and dividends.
Conveniently track your savings progress online or with your mobile device.
Your account is backed by the NCUA for up to $250,000.
Easily grow your savings for a down payment on a home, a new car, an emergency fund, or something else. Our traditional savings account simplifies saving to help you build a secure financial future.
Key account features include:
Open a traditional savings account today to build a financial cushion for unexpected expenses or for other savings goals in Baton Rouge, Louisiana.
Can you take money out of a traditional savings account?
Yes, there are no penalties for withdrawals. Unlike certificates of deposit (CDs), you also don't have to wait for a maturity date to take money out.
Is a traditional savings account FDIC-insured?
Our traditional savings accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA), which is similar to the FDIC. Both the FDIC and NCUA are government organizations, which means your money is backed by the full faith and credit of the U.S. government.
Should I keep any money in a traditional savings account?
Yes, our traditional savings account interest rate and dividends help your account balance grow for short- or long-term savings goals. Because the account is backed by the NCUA, it’s also a secure way to build your savings.
Are there any fees for a traditional savings account with Baton Rouge Telco?
Our traditional savings accounts do not have any fees. This lets you grow your savings without worrying about extra costs eating into your balance.
Is there an early withdrawal penalty?
Traditional savings accounts do not have penalties for withdrawing your money, like certificates of deposit (CDs) or retirement accounts.
Do I need to be a member to open a traditional savings account?
Yes, you must become a member to open a traditional savings account with Baton Rouge Telco Federal Credit Union. Membership is open to anyone who lives, works, or attends school in one of these parishes: Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana. Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are also eligible to join.
Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.
Complete this short form and we’ll have one of our experts contact you to discuss options.
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. Rates are not guaranteed. Fees may reduce earnings on the account.
Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
