A harbor in the banks of Lake Charles. Learn more about new and used boat loan rates at BR Telco Federal Credit Union.

Boat Loan Rates

Competitive rates and generous terms

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If you hear the open water calling, we’ve got you. Find a new or used boat at a rate and at terms that fit your budget. You deserve to be able to enjoy the water, stress-free.

Find out more about the terms and rates.

New & Used Boat Loan Rates and Terms

Because BR Telco Federal Credit Union is able to offer borrowers lower interest rates.

Why are we able to do this for our members?

Because we’re a member-owned, non-profit co-op, we can pass savings along to our members. That means you!

We look at you as a whole person who is more than just a credit history. Throughout your loan application process, we’ll work with you to find the best financing for your circumstances.

Take a look at our rates and terms – up to 120 months! 

BOAT, MOTOR, & TRAILER PURCHASE OR REFINANCE

Year and Type

Maximum Term

Minimum Loan Amount

Maximum Financing Value

APR

Discount APR*

* Discount APR applies with (a) automatic deduction from a Baton Rouge Telco Federal Credit Union Checking Account and (b) direct deposit relationship.

Quoted rate of 6.49% APR for 60 months has payments per $1,000 equal to $19.56/month.
Quoted rate of 6.99% APR for 72 months has payments per $1,000 equal to $17.04/month.
Quoted rate of 8.49% APR for 120 months has payments per $1,000 equal to $12.39/month.

Year and Type

2022 - 2018 New or Used

Maximum Term

60 Months

Minimum Loan Amount

$500

Maximum Financing Value

125%

APR

6.99%

Discount APR*

6.49%

Year and Type

2022 - 2018 New or Used

Maximum Term

72 Months

Minimum Loan Amount

$15,000

Maximum Financing Value

125%

APR

7.49%

Discount APR*

6.99%

Year and Type

2022 - 2018 New

Maximum Term

120 Months

Minimum Loan Amount

$40,000

Maximum Financing Value

90%

APR

8.99%

Discount APR*

8.49%

Apply Now

Estimate Your Monthly Payments

Enter your desired loan amount, interest rate, and terms to see how your boat purchase might fit into your budget!

Boat Loan Calculator

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Est. Monthly Payment: 0
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Get the inside scoop on loans and financing with these articles and information on BR Telco products and services.

  • Do You Know Your Credit Score?

    Find out how your credit score can impact your loan rates when you borrow.

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  • Debt Management

    This user-friendly financial education tool helps you get and keep your debt under control.

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  • Online Banking

    Find out how you can pay your loan online, check your balance, and more!

    Learn More

Disclosures

* Annual Percentage Rate.

Subject to credit approval.

Discount APR applies with (a) automatic deduction from a Baton Rouge Telco Federal Credit Union Checking Account and (b) direct deposit relationship.

Quoted rate of 5.49% APR for 60 months has payments per $1,000 equal to $19.10/month.
Quoted rate of 5.99% APR for 72 months has payments per $1,000 equal to $16.57/month.
Quoted rate of 7.49% APR for 120 months has payments per $1,000 equal to $11.86/month.