Solutions Loan

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Solutions Loans

Get relief from financial strains with our Solutions Loan1, a payday lending alternative that provides quick cash in case of emergencies. Avoid high rates and fees while bridging the gap to your next paycheck and building credit.

  • NO minimum credit score required
  • Build credit
  • Competitive rates
  • NO penalties or fees for early payoff
  • LOW, flat application fee

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
Solutions Loan
Max. Term
3 to 6 months
Min. Loan Amount
$500
Max. Financing
$1,000
APR as low as*
28.00%
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Get Started
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Frequently Asked Questions

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Start a Balance Transfer
Do you currently have a Telco Visa credit card?
Yes
No
Not a BR Telco Visa cardholder? No problem!

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
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More Baton Rouge Telco Products & Services

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Disclosures

*APR = Annual Percentage Rate. Quoted rate of 28.00% APR for 6 months has payments per $200 equal to $36.11/month.

1Additional details:

  • Membership must be open at least 24 months to be eligible to apply
  • No minimum credit score
  • Credit report must show no open bankruptcy or foreclosure

Requirements:

Members must provide the following:

  • Two recent pay stubs from current employer or proof of fixed income
  • Three (3) references

Payroll deduction is not required, but it is strongly encouraged.

Members may only have one (1) Solutions Loan open at a time.

We're all about finding ways to say yes.

Join Today

Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.

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