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Home Equity

Home Sweet Home (Equity Line of Credit)

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With a Home Equity Line of Credit (HELOC), you can use the equity in your home to borrow at a lower interest rate and use the money for whatever you need.

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    Competitive Rates

    We’re known for having some of the lowest rates around. And on your biggest purchase, that means more money in your pocket.

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    No Closing Costs

    Our simple, fast process is designed to be member-friendly. That means no closing costs.

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    Flexibility

    Use the money for whatever you want! Transfer the funds into your Telco checking account. And more!

See Today's Rates

HELOC

Product

Term

Maximum Financing

Maximum Cost

Rate*

APR*

* All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines.

Product

Home Equity Line of Credit

Term

10 years

Maximum Financing

Up to 90%

Maximum Cost

$199 Processing Fee

Rate*

4.75%

APR*

4.75%

Home equity lines of credit are open for 10 years. Your minimum monthly payment will be $100 or 1.5% of the principal balance drawn, whichever is greater.

Home equity lines of credit payments are due on the 1st of the month. Minimum payments are due each month where there is an active balance.

Home equity lines of credit have a minimum loan amount of $10,000 and you may borrow up to 90% of the combined value of your home.

Complete this short form and we’ll have one of our real estate lenders contact you by the next business day to discuss options.

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