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Prepare for a brighter tomorrow with a Baton Rouge Telco savings account! Enjoy competitive interest rates and no monthly fees with our federally insured accounts for steady savings growth. Open a credit union savings account today to invest in yourself with every deposit.

Savings Accounts That Work Harder for You

Premier Savings

Earn up to 4.00% APY with Premier Savings—bundled with Premier Checking and built to reward your everyday banking.

Traditional Savings

Grow your money with a competitive interest rate and make convenient monthly withdrawals.

Christmas Club

Save throughout the year for holiday expenses so you can enjoy a stress-free season with friends and family.

Money Market

Take advantage of higher interest rates than other savings accounts while benefiting from flexible withdrawal options.

Premier Savings Account

Get rewarded for your regular banking activities, plus enjoy the flexibility of a high-yield savings account that gives you easy access to your cash (with no minimums or maximums). Bundle the Premier Savings account with our popular Premier Checking account to maximize your money, offered exclusively by BR Telco.

Key features of our Premier Savings account include:

Bundled with our popular Premier Checking account
Earn up to 4.00% APY*¹‍
Qualify with normal banking activities
Easy online and mobile banking
Federally insured for up to $250,000

Traditional Savings Account

Build a secure financial future with our Traditional Savings account. Take advantage of competitive interest rates and federally insured deposits for steady account growth while enjoying convenient access to your funds.

Key features of our Traditional Savings account include:

No services fees
Generous interest rates and dividends
Easy online and mobile banking
Federally insured for up to $250,000

Christmas Club Savings Account

Prepare for the holiday season with our Christmas Club savings account by setting aside funds throughout the year for gifts, gatherings, and other holiday needs. This helps you stay on budget so you can enjoy a stress-free and festive holiday season.

Key features of our Christmas Club savings account include:

Competitive rates on your balance
Funds automatically transfer to your Share account on Nov. 1
No monthly fee²
No minimum balance fee
Federally insured for up to $250,000

Money Market Account

Grow your savings faster with our Money Market account. Unlike certificates of deposit, Money Market accounts don’t require you to wait for a maturity date to access your funds. You can make convenient monthly withdrawals while earning more than with other savings options.

Key features of our Money Market account include:

Earn dividends monthly
No fixed terms
No monthly fees
Up to six withdrawals per month³
Federally insured for up to $250,000

Open Your Savings Account in 3 Easy Steps!

Step

1

Gather Your Info

We’ll need your driver’s license, social security number, and proof of address.

Step

2

Apply Online

Click the button below or stop by a branch to begin the process.

Step

3

Ready, Set, Earn!

Meet the minimum deposit requirement and start earning monthly dividends!

★★★★★

“I have had my account with Telco for 15 years! I no longer live in BR, but whenever I have a question about my account or needing services, Telco provides vast customer service. Thanks Savannah for providing great customer service!”

Joaquina S., Baton Rouge, LA.

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Frequently Asked Questions

Start a Balance Transfer

Do you currently have a Telco Visa credit card?

Not a BR Telco Visa cardholder? No problem!

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa® Gold

Competitive interest rates as low as 9.90% APR
Low minimum credit lines -- only $500
Pay nothing to save with free balance transfers
Get approved in days with easy online applications

Apply Now Learn More

Visa® Cash Back

Competitive interest rates as low as 13.49% APR
2% cash back on all purchases all the time
Pay nothing to save with free balance transfers
Get approved in days with easy online applications

Apply Now Learn More

Disclosures

¹Earn 4.00% APY on balances up to $50,000.00 and 2.00% APY on balances over $50,000.00. You must have a Premier Checking account within the same membership as the Premier Savings account and meet all monthly requirements of the Premier Checking account. Existing savings accounts cannot be converted to a Premier Savings - a new account must be opened. Only one Premier Bundle per membership. Minimum deposit of $5.00 to open account.

²Early withdrawal penalty of $5 (before Nov. 1). There’s no monthly maintenance fee and no minimum balance fee on our Christmas Club Savings Account. This means there’s no charge if your balance falls below $5, though you won’t earn any interest.

³Federal guidelines state you can make up to six withdrawals per month without a fee. You can make additional withdrawals from an ATM or in-person teller. Withdrawals above 6 incur a penalty.

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. Baton Rouge Telco Federal Credit Union Share Certificate rates are variable rate accounts and are subject to change at any time. Rates are not guaranteed. Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

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Savings Accounts