Savings Accounts

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
No items found.
No items found.
Savings Account
Rate
0.10%
APY*
0.05%
Min. Deposit
$5
Min. Balance
$50
Christmas Club
Rate
0.10%
APY*
0.10%
Min. Deposit
$5
Min. Balance
$5
Money Market
Rate
0.20%
APY*
0.20%
Min. Deposit
$2,500
Min. Balance
$2,500
Start a Balance Transfer

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
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get in touch

Complete this short form and we’ll have one of our experts contact you to discuss options.

Disclosures

1Early withdrawal penalty of $5 (before Nov. 1). There’s no monthly maintenance fee and no minimum balance fee on our Christmas Club Savings Account. This means there’s no charge if your balance falls below $5, though you won’t earn any interest.

2Federal guidelines state you can make up to six withdrawals per month without a fee. You can make additional withdrawals from an ATM or in-person teller. Withdrawals above 6 incur a penalty.

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. Baton Rouge Telco Federal Credit Union Share Certificate rates are variable rate accounts and are subject to change at any time. Rates are not guaranteed. Penalties for early withdrawals may apply. Fees may reduce earnings on the account.