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Savings Accounts

Not just another boring savings account, we promise.

Open an Account

  • Traditional Savings Account

    Open a Regular Share Savings account with just $5 and become an owner of the Credit Union so you can start saving for your future and enjoying all the perks of membership.

    Open an Account

  • Money Market

    Take your savings goals to the next level with an account that offers higher yields and dividends in return for a higher balance – plus you can still easily access your funds.

  • Christmas Club

    The holiday season is fun but costly. That’s why it’s a good idea to save throughout the year and then get a windfall on November 1 just in time to pay for gifts, decor, food, and travel.

Here’s why it pays to start saving with your local credit union today.

  • A woman is happy to open a savings account with her local credit union.

    No Recurring Fees

    We’re here to serve you and help you prosper, so we don’t charge monthly service fees.

  • A man is happy to see his savings account balance grow.

    Competitive Rates

    Enjoy generous interest rates and dividends on your savings and watch your balance grow.

  • A woman checks her account balance on her phone.

    24/7 Access

    Use Online and Mobile Banking to easily monitor your accounts and make transfers or withdrawals.

  • Parents feel happy after opening a CD for their child.

    Federally Insured

    Relax knowing your funds are insured by NCUA up to $250,000 so your money is safe no matter what.

Compare Savings Accounts in Baton Rouge

Compare Savings Accounts

Traditional Savings Account

Money Market

Christmas Club

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice. Dividends are posted monthly based on the daily balance and compounded monthly. 

**$5 fee for early withdrawal.

***Members under 18 must have a parent or legal guardian who is a Baton Rouge Telco member on the account.

Best if you want:

Traditional Savings Account

A simple way to start saving

Money Market

To earn higher dividends with a higher balance

Christmas Club

To save for the holidays throughout the year

Minimum Deposit

Traditional Savings Account

$5

Money Market

$2,500

Christmas Club

$5

Dividends*

Traditional Savings Account

0.10%

Money Market

0.20%

Christmas Club

0.10%

APY*

Traditional Savings Account

0.10%

Money Market

0.20%

Christmas Club

0.10%

Fun Extras

Traditional Savings Account

Set up overdraft protection from savings to checking for just $5 a transfer.

Money Market

Enjoy easy access to funds.

Christmas Club

Funds automatically transfer into your savings account on November 1.**

Eligibility

Traditional Savings Account

All Telco members are eligible.***

Money Market

All Telco members are eligible.***

Christmas Club

All Telco members are eligible.***

Federally Insured by NCUA

Traditional Savings Account

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Money Market

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Christmas Club

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Star Star Star Star Star

Superior service each and every time I visit the credit union. Whatever may be going on, one can rest assured it will be resolved.

Emogene B., Credit Union Member since 2017

Yes, in order to establish membership with Baton Rouge Telco, you must open a savings account with a $5 minimum balance. The $5 will be held for the life of the account.

The $5 on hold in your savings account is your owner’s share of the credit union. This will be on hold for the life of the account.

Yes! We also offer a Special Savings account in the event you have a need to keep a separate savings for something…well, special.

  • IRAs

    Open an Individual Retirement Account and choose a Traditional or Roth IRA depending if you want to pay tax now or later.

    Learn More

  • Certificates of Deposit

    Deposit at least $500 and you can earn higher rates based on the length of time you leave your funds untouched, from three months to five years.

    Learn More

  • Calculators

    Use our savings and retirement calculators to compare account options and work out the best way for you to secure your financial future.

    Learn More

Ready to get started?

Open an account in person

Find a location near you

Apply for an account online

Get started

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National Credit Union Shares Insurance Fund (NCUSIF)

Your money is safe and secure at Baton Rouge Telco Federal Credit Union with savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA).

To see how your funds are insured, you can visit the NCUA Share Insurance Calculator.

Your Insured Funds (NCUA)
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