Visa Balance Scale

Put your credit card debt on a diet

Transfer your high interest balances and save

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Transfer your high interest credit card balances to a Baton Rouge Telco FCU Visa Gold card and save. If you are paying more than 7.90% APR, you’re probably paying too much. You deserve to pay less.

  • Visa Gold Card

    Members Enjoy

    • Rates as low as 7.90% APR for the life of the balance transferred1
    • No transfer or annual fees – ever
  • Amazon Gift Card

    Chance to Win

    Plus, if you transfer $5,000 or more to a Telco Visa, you could win a $500 Amazon Gift Card.2 

Zero. Zip. Nada. We offer no-fee balance transfers for all of our cards.

No, but our gimmick-free credit cards offer something better – low interest rates all the time, no balance transfer or annual fees and no confusing promotional periods.

Yes! Apple Pay is available for our debit and credit cards. If you receive a notification that verification is needed, please call 225.924.8900, Option 2, to speak to one of our Card Services representatives.

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Ready to Start Saving?

Apply online today, call 225.924.8900 or visit any office location.

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1 Quoted APR is Telco’s current rate. All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $10.00 or 2% of the amount of each cash advance (whichever is greater). Overdraft Protection Fee: $5.00 per transfer — if you opted to use the LOC as a transfer source. Account Transfer Fee: $10.00 or 2%, whichever is greater, per transaction. This includes any transfer of funds from the LOC to an account, either in person or electronically.

2 No purchase or payment of any kind is necessary for entry into the promotion. Odds of winning depend on the number of eligible entries received. You must be a member of Baton Rouge Telco Federal Credit Union to participate in the promotion. Qualify and transfer more than $5,000 in balances to a Telco Visa during the promotional period (January 15 – February 29, 2020) to be automatically entered for a chance to win a $500 Amazon Gift Card. Drawing will take place on March 2, 2020. You must be 18 years or older at the time of entry to participate. All Baton Rouge Telco Federal Credit Union members can enter the promotion by sending a postage prepaid, hand-printed 3 ½ x 5-inch card containing their name, address, email address and phone number to the following address: Baton Rouge Telco Federal Credit Union – Visa Balance Transfer Promotion, 13404 Airline Hwy., Baton Rouge, LA 70817. Employees of Baton Rouge Telco, volunteers, and their families are not eligible.