FAQs: Checking Accounts

In order to qualify for monthly dividends from the Premier Interest Checking Account, be sure you’ve met the following criteria: 1) You’ve signed up for eStatements, 2) You’ve set up direct deposit in any amount into any account within your membership, and 3) You’ve made at least 15 debit card (non-ATM) transactions that have posted and settled to your account within the calendar month. If you don’t meet the criteria one month don’t worry! You’ll still earn 0.05% APY on your average daily balance over $2,500. The following month you’ll be eligible again to qualify for the 4.00% APY. With the Premier Interest Checking Account, there are never any penalty fees or minimum balances to maintain for not meeting account dividend requirements.
Overdraft Protection: If funds are unavailable in your checking account, we will transfer money from your savings (if available) to your checking account to cover the transaction. This service is available at $5 charge per item. Overdraft Privilege: By opting into this service, we will authorize your checking account to accept charges, even if the funds are not available, up to $500. There is a $30 transaction fee for each charge submitted to your overdrawn account. Opt in now by logging into Online Banking and selecting "Opt In" from the Secure Forms menu.
Log in to Online Banking and access Order Checks from the Additional Services menu.
It’s super easy! In our Mobile App, tap on More in the bottom menu, then tap eStatements. Or from Online Banking, select eStatements in the top menu and follow the prompts.
Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Checking your balance is quick and easy with all of our digital banking tools. Standard text message and data rates may apply from your wireless carrier.
Baton Rouge Telco Federal Credit Union’s routing number is 265473320.

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