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Certified Financial Counseling

Helping members gain control of their financial future.

We know that from time to time everyone can experience difficulties with money. Don’t worry, we’re here to help.

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    Certified Experts

    Baton Rouge Telco members have access to designated Certified Credit Union Financial Counselors (CCUFC) at every location.

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    Customized Plans

    Our counselors will help you navigate through tricky financial situations and develop a plan for future success.

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    And It’s Free

    Best of all, there is no cost to utilize Telco’s financial counseling services. Just another way we say yes to our members.

Star Star Star Star Star

Lauren was so professional, friendly, warm, and 100% relatable. Telco has finally opened my eyes to what real banking truly looks like and what should be expected, from not just a credit union, but also its financial advisors. Thank you for all your help. As a new resident in the area, you seamlessly put my concerns to rest and now I can focus back on transitioning from my recent move, having had trust and security instilled in me by Telco.

Damian K., New Member

Warning Signs of Financial Stress

  • Are you often late paying bills or relying on grace periods?
  • Do you tap into savings to meet regularly monthly expenses?
  • Do you stress about a potential auto repossession or home foreclosure?
  • Are you working overtime or a second job to make ends meet?
  • Are you near or over your available credit limit?
  • Do you only pay the minimum payment on credit cards?
  • Do you need to borrow for items that you used to pay for with cash?
  • Are you regularly charged overdraft fees on your checking account?
  • Do you worry about money regularly?

How We Can Help

If any of these questions describe your situation, or you’d just like some trustworthy advice from a local partner, our financial counselors can help. Here are some topics we can review together.

  • Budget planning
  • Reducing debt
  • Cutting expenses
  • Repairing your credit
  • Dealing with creditors
  • Surviving repossessions, foreclosures and bankruptcy
  • Building credit
  • Setting financial goals

Complete this short form and we’ll put you in touch with one of our financial counselors.

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Online Financial Education

Take the stress out of managing finances with Thrive. This free, online financial education program helps you learn and improve your financial health. All at your own pace.

Get Started on Thrive

Secured Personal Loan

Use money from your savings, certificate or money market account as collateral. It’s a great option if you’re just starting to build credit or trying to repair past money mistakes.

Apply Now