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Transfer your credit card balances and save with our 6.90% APR Visa.

Looking to get finances back on track after the holidays? Transfer your high interest credit card balances to a Baton Rouge Telco FCU Visa® Gold card and save. If you are paying more than 6.90%, you could be paying too much. You deserve a better rate.

Members Enjoy

  • Rates as low as 6.90%* APR for the life of the balance transferred
  • No transfer fees
  • No annual fees
  • Free 24/7 Real Time Fraud Monitoring
  • Free 24/7 account access using our Mobile & Online Banking and MANDI
  • apple pay logo

See the Difference

  • Macy's: 26.49% APR
  • Amazon: 15.24 - 23.24% APR
  • Chase Freedom: 15.99 - 24.74% APR
  • Baton Rouge Telco FCU: 6.90% APR

Visa® Gold

Refinance your higher interest cards or use for everyday charges to save money with our low rates! Rates starting at 6.90%.

Apply Now See Rates

Cards with reflection

Visa® Cash Back

Unlimited 1% cash back on everything you purchase -- no matter when or where you buy it! There are no points to trade in or expire, and there is no cap to what you can earn back. Rates starting at 10.49%.

Apply Now See Rates

Visa® Secured 

Help build or rebuild your credit. Rates starting at 7.90%.

Apply Now See Rates

Or, visit any Telco location to apply.

Telco requires a copy of current pay stub(s) and an original signature on file before your account is established.

For more details regarding all of our credit card options, please review our  Visa® Application and Solicitation Disclosure  

Managing Your Visa® Card

Access all of the resources you need for your current Visa® credit or debit card.


For complete rates, terms and conditions, see a Telco team member.

*Quoted APR is Telco’s current rate as of January 1, 2018. All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $3.00 or 2% of the amount of each cash advance (whichever is greater).

Comparison quoted credit card rates listed on respective websites as of December 27, 2017. Comparison card rates are based on creditworthiness and may vary with the market based on Prime Rate.