Auto Loans and Refinancing

Refinance and save up to 1% off* your existing auto loan. Plus, no payments for 60 days.

Put more cash back into your pocket when you refinance your existing auto loan at Baton Rouge Telco FCU. If you financed your auto loan elsewhere at a much higher rate, we can probably reduce your payment. With our Auto Refinance Program, our members can always save up to 1% off an existing non-Telco auto loan. Compare the possible savings below. 

Cruise Into Savings

60 Months $25,000 Financed APR Monthly Payment Savings
Baton Rouge Telco 3.74% $457  
Other Lender 4.75% $469 $720
Other Lender 5.75% $480 $1,380
Other Lender 6.75% $492 $2,100
Other Lender 7.75% $504 $2,820

I'm Ready! Loan Calculator Rates


Not a Telco member?

It's easy to join. Just click here to join online today or visit one of our four locations to join and sign your loan application.

Shop online and save time.

With Telco’s Member Auto Center, you can shop local inventory online from the comfort of your own home. Members can also: 

  • Locate a preferred dealer
  • Get a price quote
  • View a vehicle’s CarFax® report
  • Get pre-approved 
  • Receive a quote to sell your car

Shop Autos


Telco also offers recreational vehicle loans for boats, motorcycles, ATVs and RVs. Let us help you get the most out of the outdoors. 

* Rates as low as 3.74% APR for 60 months have payments per $1,000 equal to $18.30/month. This rate is Telco’s current rate as of July 1, 2019, and includes a 0.50% discount for members with automatic deduction from a Telco checking account and direct deposit relationship. All rates are subject to creditworthiness.  Your rate may differ. Rates can change without notice.