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Financing that puts you in the driver’s seat.

Whether you’re buying new, used, or refinancing, we have a loan that can help make your next vehicle purchase easy and affordable. Feel confident at the dealership with a pre-approved auto loan from Telco to back you up.

Auto Refinance or PurchaseMaximum Financing ValueMinimum AmountMaximum TermAPRDiscount APR*
2019 - 2015 New or Used120%$50060 Months4.24%3.74%
2019 - 2015 New or Used120%$15,00072 Months4.49%3.99%
2019 - 2018 New120%$35,00084 Months6.24%5.74%
2014 - 2012 Used120%$50060 Months5.49%4.99%
2011 - 2009 Used120%$50048 Months6.49%5.99%

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Shop online and save time.

With Telco’s Member Auto Center, you can shop local inventory online from the comfort of your own home. Members can also: 

  • Locate a preferred dealer
  • Get a price quote
  • View a vehicle’s CarFax® report
  • Get pre-approved 
  • Receive a quote to sell your car

Shop Autos


Telco also offers recreational vehicle loans for boats, motorcycles, ATVs and RVs. Let us help you get the most out of the outdoors. 

Online applications accepted.

Other loan types and terms available upon request. 

All consumer loan rates are subject to creditworthiness. Your rate may differ. Rates can be changed without notice. 

* Discount APR applies with (a) automatic deduction from a Baton Rouge Telco Federal Credit Union Checking Account and (b) direct deposit relationship (excluding Visa®).

3.49% APR for 60 months has payments per $1,000 equal to $18.19/month
3.74% APR for 72 months has payments per $1,000 equal to $15.33/month
4.74% APR for 60 months has payments per $1,000 equal to $18.75/month
5.49% APR for 84 months has payments per $1,000 equal to $14.37/month
5.79% APR for 48 months has payments per $1,000 equal to $23.39/month