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Let your home's value work for you. 

With a Baton Rouge Telco FCU Home Equity Line of Credit (HELOC), you can use the equity in your home to borrow at a lower interest rate and use the money for whatever you need - from that dream vacation, to a new backyard oasis or kitchen, paying for education, a wedding or even medical expenses. It's your equity. Make it work for you.

Features & Benefits

  • Rates starting at 5.50% APR*
  • Low processing fee of only $199
  • No Appraisal Fee
  • No Title Fee
  • No Yearly Maintenance Fees
  • No Closing Costs
  • Use the Money for Whatever You Need
  • Interest May be Tax Deductible**
  • Fast Approvals
  • Local, Fast Decisions
  • $10,000 Loan Minimum
  • No Prepayment Penalties
  • Borrow up to 90% of the Combined Value of Your Home
  • Transfer Funds into Your Telco Checking Account Anytime
  • Free Online Banking and Bill Pay

Apply Now    See Rates

You can also visit any Telco location to apply today!

Our experienced staff is here to help. 

Check out our Mortgage FAQs or contact one of our loan officers to learn more about buying, refinancing or renovating your home. 

Georgette Rachal

Loan Officer
Email Georgette (800)634-3044 ext.320
Teri Ackerman

Loan Processor
Email Teri (800)634-3044 ext.332
Dale Gill

Loan Officer
Email Dale (800)634-3044 ext.512

*This rate is Telco's current rate as of May 1, 2019. All rates, fees, and terms are subject to change, not guaranteed and are based on credit qualifications and lending guidelines. Rates are determined by the current Prime Interest Rate, which can be found in Key Interest Rates section of WSJ. 

**Consult your tax advisor regarding deductibility of interest.