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Let your home's value work for you. 

With a Baton Rouge Telco FCU Home Equity Line of Credit (HELOC), you can use the equity in your home to borrow at a lower interest rate and use the money for whatever you need - from that dream vacation, to a new backyard oasis or kitchen, paying for education, a wedding or even medical expenses. It's your equity. Make it work for you.

Features & Benefits

  • $199 Processing Fee
  • No Appraisal Fee
  • No Title Fee
  • No Yearly Maintenance Fees
  • No Closing Costs
  • Use the Money for Whatever You Need
  • Interest May be Tax Deductible*
  • Fast Approvals
  • Local, Fast Decisions
  • $10,000 Loan Minimum
  • No Prepayment Penalties
  • Borrow up to 90% of the Combined Value of Your Home
  • Transfer Funds into Your Telco Checking Account Anytime
  • Free Online Banking and Bill Pay
Apply Now   See Rates

You can also visit any Telco location to apply today!

Our experienced staff is here to help. 

Check out our Mortgage FAQs or contact one of our loan officers to learn more about buying, refinancing or renovating your home. 

Dale Gill

NMLS # 1694287
1-800-634-3044 x 512

Georgette Rachal

NMLS # 403488
1-800-634-3044 x 320

Teri Ackerman

NMLS # 340117
1-800-634-3044 x 332

*Consult your tax advisor regarding deductibility of interest.