Regular Shares

Share Account

A Share Account is just like any other savings account – except for one thing. When you open a Share Account, you become a member-owner of Baton Rouge Telco Federal Credit Union. With only $5, you can open an account and start enjoying all of the benefits of membership.

  • High dividends paid on average daily balances of $50 or more
  • Free 24/7 account access using Mobile & Online Banking and MANDI
  • Free access to eStatements
  • NCUA insurance protection
     

Individual Retirement Account

Help achieve the retirement of your dreams with one of our IRA options: Traditional, Roth, and Coverdell.

  • Higher dividend rates than regular share account
  • No minimum balance
  • No monthly fees
  • Dividends paid monthly
  • NCUA insurance protection
  • No term limit required
     

Money Market

Earn higher interest without tying up your funds.

  • No term limit required
  • No withdrawal penalties
  • Higher dividend rates than regular share account
  • Minimum balance is $2,500
  • Receive the dividend rate of a regular share account if balance falls below minimum
     

Christmas Club

Keep your wallet in the Christmas spirit next holiday season by saving all year long.

  • Earns same rate as regular share account
  • Funds transfer into regular share account on November 1
  • $5 fee for early withdrawal
     

All Star Savers

A savings option for your children that is protected by the Uniform Transfer to Minors Act (UTMA).

  • No term limit required
  • Higher dividend rates than regular share account
  • Managed by the custodian until the child reaches age 18
  • All funds belong to and must be used for the child's benefit
  • Milestone Rewards: Telco will give All Star Savers $10 when the balance of their All Star Savers Account hits $100 and another $10 when their balances reaches $500.
     

Visit any Telco location today to get started!