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It pays to be a student.

Your Student Checking Account comes ready to go with all the benefits and features that busy, on-the-go students expect.

The Details

  • Designed specifically for members 13-24
  • Joint ownership for parents (joint owner must be a Telco member)
  • Earn 0.50% APY on balances up to $10,000 – Rate 6.3x the national average*
  • Optional daily spending limits
  • Link to parent membership for easy funds transfers online

Telco Members Enjoy

  • No monthly fees – ever!
  • No minimum balances
  • Free 24/7 account access using Mobile & Online Banking and MANDI
  • Free Bill Pay
  • Free eStatements
  • Free "Instant Issue" Visa Debit Card
  • Access to 73,000 surcharge-free ATMs nationwide
  • Over 5,000 CO-OP Shared Branching locations nationwide
  • Overdraft Protection available
  • Mobile check deposit
  • Visa® Debit and apple pay image

Open Account

Or, visit any Telco location today to get started!

Overdraft Protection

Overdraft Protection helps to protect you if funds are unavailable to cover any debits or checks clearing your checking account. We transfer funds from your savings account (if funds are available) to your checking account at a charge of $5 per item.


*APY= Annual Percentage Yield. Comparison based on Baton Rouge Telco Federal Credit Union 0.50% APY as of 2018-03-01 vs. the bank national average savings rate of .08% APY as of 2018-03-01 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp. Baton Rouge Telco FCU's dividend rates are subject to change without notice. Our dividends are posted monthly based on the daily balance and compounded monthly. Minimum opening deposit of at least $5.00. Federally insured by NCUA.