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Financial success is within your reach.

We understand that bad things happen to good people, and we think everyone deserves a second chance. Our Opportunity Checking can put you on the road to financial recovery and help you keep track of your money better. And you have access to our free and convenient services.

The Details

  • $50 Minimum Deposit to Savings* and a $5 Minimum Deposit to Checking to Open
  • $10 Monthly Service Charge
  • Free “Instant Issue” Visa Debit Card
  • No Minimum Balance
  • Free 24/7 account access using Mobile & Online Banking and MANDI
  • Free eStatements
  • Direct Deposit Available
  • “Check-Less” Account – No Check-Writing Available
  • Earn dividends on balances greater than $2,500
  • Overdraft Protection Available (with a Telco Savings or Visa Account)
  • Access to 73,000 surcharge-free ATMs nationwide
  • Over 5,000 CO-OP Shared Branching locations nationwide

Visit any Telco location today to get started!

Overdraft Protection

Overdraft Protection helps to protect you if funds are unavailable to cover any debits or checks clearing your checking account. We transfer funds from your savings account (if funds are available) to your checking account at a charge of $5 per item.

*Special hold placed on $50 as long as the account remains open.