Site Style Test Image

ELITE CHECKING

Get more of what you want from your checking account and less of what you don't.

A free Elite Checking Account with Baton Rouge Telco Federal Credit Union pays you dividends without all the fees that the big banks charge. No, really!

Telco Members Enjoy

  • No monthly fees
  • No minimum balances
  • Free 24/7 account access using Mobile & Online Banking and MANDI
  • Free Bill Pay
  • Free eStatements
  • Free "Instant Issue" Visa Debit Card
  • Access to 73,000 surcharge-free ATMs nationwide
  • Over 5,000 CO-OP Shared Branching locations nationwide
  • Overdraft Protection available
  • Earns dividends on balances greater than $2,500
  • Mobile check deposit
  • Visa® Debit and apple pay image

Visit any Telco location today to get started!


Overdraft Protection & Privilege

Overdraft Protection helps to protect you if funds are unavailable to cover any debits or checks clearing your checking account. We transfer funds from your savings account (if funds are available) to your checking account at a charge of $5 per item.

Overdraft Privilege authorizes your checking account to accept charges that overdraw the account up to $500. There is a $30 per transaction fee for each charge that is submitted to the overdrawn account. Click here to opt-in.


To qualify for Overdraft Privilege
  • Your account must remain positive with no fees for 60 days
  • You must have at least $400 in aggregate deposits during those same 60 days
  • You may not have any delinquent loans