An Elite Checking Account* can pay you dividends without all of the fees some financial institutions charge.
- No monthly service charge
- No minimum balance requirement
- Free 24/7 account access using Mobile & Online Banking and MANDI
- Access to 73,000 surcharge-free ATMs nationwide
- Overdraft Protection available
- Earns dividends on balances greater than $2,500
- Free access to eStatements
- Visa® Debit and
Visit any Telco location today to get started!
Overdraft Protection & Privilege
Overdraft Protection transfers funds from your savings account to cover a charge to your checking account if funds are unavailable; the funds will transfer from your savings, if funds are available to cover the charge and the $5 per transaction fee.
Overdraft Privilege authorizes your checking account to accept charges that overdraw the account up to $500. There is a $30 per transaction fee for each charge that is submitted to the overdrawn account. Click here to opt-in.
To qualify for Overdraft Privilege
- Your account must remain positive with no fees for 60 days
- You must have at least $400 in aggregate deposits during those same 60 days
- You may not have any delinquent loans
*Available for qualifying members.