Get more of what you want from your checking account and less of what you don't.
A free Elite Checking Account with Baton Rouge Telco Federal Credit Union pays you dividends without all the fees that the big banks charge. No, really!
- No monthly fees
- No minimum balances
- Free 24/7 account access using Mobile & Online Banking and MANDI
- Free Bill Pay
- Free eStatements
- Free "Instant Issue" Visa Debit Card
- Access to 73,000 surcharge-free ATMs nationwide
- Over 5,000 CO-OP Shared Branching locations nationwide
- Overdraft Protection available
- Earns dividends on balances greater than $2,500
- Mobile check deposit
- Visa® Debit and
Visit any Telco location today to get started!
Overdraft Protection & Privilege
Overdraft Protection transfers funds from your savings account to cover a charge to your checking account if funds are unavailable; the funds will transfer from your savings, if funds are available to cover the charge and the $5 per transaction fee.
Overdraft Privilege authorizes your checking account to accept charges that overdraw the account up to $500. There is a $30 per transaction fee for each charge that is submitted to the overdrawn account. Click here to opt-in.
To qualify for Overdraft Privilege
- Your account must remain positive with no fees for 60 days
- You must have at least $400 in aggregate deposits during those same 60 days
- You may not have any delinquent loans