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ELITE CHECKING

Get more of what you want from your checking account and less of what you don't.

A free Elite Checking Account with Baton Rouge Telco Federal Credit Union pays you dividends without all the fees that the big banks charge. No, really!

Members Enjoy

  • No monthly fees
  • No minimum balances
  • Free 24/7 account access using Mobile & Online Banking and MANDI
  • Free Bill Pay
  • Free eStatements
  • Free "Instant Issue" Visa Debit Card
  • Access to 73,000 surcharge-free ATMs nationwide
  • Over 5,000 CO-OP Shared Branching locations nationwide
  • Overdraft Protection available
  • Earns dividends on balances greater than $2,500
  • Mobile check deposit
  • Visa® Debit and apple pay image

Visit any Telco location today to get started!


Overdraft Protection & Privilege

Overdraft Protection transfers funds from your savings account to cover a charge to your checking account if funds are unavailable; the funds will transfer from your savings, if funds are available to cover the charge and the $5 per transaction fee.

Overdraft Privilege authorizes your checking account to accept charges that overdraw the account up to $500. There is a $30 per transaction fee for each charge that is submitted to the overdrawn account. Click here to opt-in.


To qualify for Overdraft Privilege
  • Your account must remain positive with no fees for 60 days
  • You must have at least $400 in aggregate deposits during those same 60 days
  • You may not have any delinquent loans