Fees

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Visa ®, Debit Card, and ATM Fees

Account Research Fee

$15

Withdrawals at Telco ATM

Free

Additional Cards (after 2)

$15

Replacement of PIN

$5

Application Fee

Free

Transfers

Free

Balance Inquiry at ATM

Free

Visa ®/Debit Card Purchase Receipt copy

$12

Overnight Card

$50

Foreign Cash Withdrawals
(after 4 per month)

$1


Share Draft Fees

** You must maintain a total minimum daily balance of $2,500 in all of your accounts under the same member number to avoid fee.

§ This fee will apply if you have over 100 combined items posted to the account during the month.

Check Orders

Cost of checks

Deposited Items at Telco or Shared Branch Returned NSF

$30

NSF Draft Paid

$30

NSF Draft Returned

$30

Opportunity Share Draft

$10/month

Overdraft Protection Transfer Fee

$5/item

Small Business Share Draft Account Monthly Service Fees

$5/mo **

Small Business Share Draft Account Excessive Usage Fee

$20/mo§

Stop Payment

$25

Temporary Check (excluding new checking accounts)

.50¢/check

Visa®/Debit Card Purchase Receipt Copy

$12


Services

* Applicable fees for CO-OP Shared Branching.

Account History Print-Out (Paper)

$1/page

Balance Statement and Research Fee

$20/hour with a 1 hour minimum

Cash Advance on Non-Telco Card

$10

Cashier's Check: Member

$5*

Cashier's Check: Non-Member

$10

Check Cashing Fee (if savings balance is under $500.00)

$5

Coin Deposits: Loose

10% of Deposits

Coin Deposits: Rolled

Free

Copy of Statement/Reissue (Paper)

$5/month

Draft Collection Fee

$10/item

Faxed Copy of a Check

$5

Mailed Statements (New Members)

$1/statement

Money Order

$2*

Notary

$10*

Phone Transactions or Account Inquiries

$1

Photocopy of a Check

$3

Returned Mail Fee

$5

Stop Payment/Credit Union Checks

$10*

Stop Payment/Money Order (Money Gram)

$18*

Tax Levy Fee

$20


Dormant Accounts*

* An account is considered dormant if the balance falls below $100 and there is no activity for one year.

Dormant Fee

$5/month

Reopen Fee

$10


Safe Deposit Box (Annual Fees)

3 x 5

$25

3 x 10

$35

5 x 10

$50

10 x 11

$70

Drilled Box

Actual cost to drill

Key Replacement Fee

$25


Wire Transfers

Domestic - Incoming

$5

Domestic - Outgoing

$15

Foreign

$35


Withdrawal Fees and Penalties (Early withdrawal from certificates)

1 year or less

3 months' dividend

2 years or more

6 months' dividend

Withdrawal from savings after the first 4

$3

Withdrawal from Christmas Club Account

$5