Schedule of Fees and Charges
|
Additional Cards (after 2) |
$25 |
Visa ®/Debit Card Purchase Receipt copy |
$12 |
|
Balance Inquiry at ATM |
Free |
Transfers |
Free |
|
Overnight Card |
$50 |
Withdrawals at Telco ATM |
Free |
|
POS Transaction |
Free |
Non-Telco Cash Withdrawals |
$1 |
|
** You must maintain a total minimum daily balance of $2,500 in all of your accounts under the same member number to avoid fee. § This fee will apply if you have over 100 combined items posted to the account during the month. |
|
|
Check Orders |
Cost of checks |
|
Opportunity Checking Account Fee |
$10/month |
|
Small Business Checking Account Monthly Service Fees |
$10/mo ** |
|
Small Business Checking Account Excessive Usage Fee |
$20/mo§ |
|
Stop Payment |
$25 |
|
Temporary Check |
.50¢/check |
|
Visa® Debit Card Purchase Receipt Copy |
$12 |
|
*Charged each time a check, ACH debit, or other electronic debit is presented (or re-presented) and returned due to insufficient funds. |
|
|
Deposited Items at Telco Returned NSF |
$30.00 |
|
Deposited Items at Shared Branching Returned NSF |
$30.00 |
|
Non-Sufficient Funds (NSF) Fee |
$30.00/Presentment* |
|
Overdraft Privilege Fee |
$30.00 |
|
Overdraft Protection Transfer Fee |
$5.00/Item |
|
* Applicable fees for CO-OP Shared Branching. |
|
|
Account History Print-Out (Paper) |
$1/page |
|
Balance Statement and Research Fee |
$20/hour with a 1 hour minimum |
|
Cashier's Check: Member |
$5* |
|
Cashier's Check: Non-Member |
$10 |
|
Check Cashing Fee: Member (if aggregate deposit balance is under $500.00) |
$5 |
|
Check Cashing Fee: Non-Member |
$10 |
|
Copy of Statement/Reissue (Paper) |
$10/Month |
|
Draft Collection Fee |
$10/item |
|
E-statements |
Free |
|
Faxed Copy of a Check |
$5 |
|
Loan Payment by Phone |
$15 |
|
Money Order |
$2* |
|
Notary |
$10* |
|
Phone Transactions or Account Inquiries |
$1 |
|
Photocopy of a Check |
$3 |
|
Reopen Account Fee |
$10 |
|
Returned Mail Fee |
$5/Month |
|
Stop Payment/Credit Union Checks |
$10* |
|
Stop Payment/Money Order (Money Gram) |
$18* |
|
Subpoena |
$25 |
|
Tax Levy/Garnishment |
$25 |
|
* An account is considered dormant if the balance falls below $100 and there is no activity for one year. |
|
|
Account Closing (Opened < 6 months) |
$10 |
|
Dormant Fee* |
$5/month |
|
Escheatment Notice |
$50 |
|
3 x 5 |
$25/Year |
|
3 x 10 |
$35/Year |
|
5 x 10 |
$50/Year |
|
10 x 11 |
$70/Year |
|
Drilled Box |
Actual cost to drill |
|
Key Replacement Fee |
$25 |
|
Domestic - Incoming |
$5 |
|
Domestic - Outgoing |
$15 |
|
International |
$35 |
|
Early withdrawal from certificates 1 year or less |
3 months' dividend |
|
Early withdrawal from certificates 2 years or more |
6 months' dividend |
|
Withdrawal from savings after the first 4 |
$3 |
|
Withdrawal from Christmas Club Account |
$5 |