Get More with 4

Learn How Our 4.00% APY Checking Can Make Your Money Work As Hard As You Do

Don’t settle for the skimpy (and we mean skimpy) interest the big banks offer. Baton Rouge Telco offers 4.00% APY¹on checking. Sounds like time to switch, huh?

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Earning 4.00% APY on balances up to $10,000 is easy with these simple requirements:
- Enroll in eStatements
- Set up monthly Direct Deposit into any Telco account
- Minimum of 15 debit card (non-ATM) transactions per month
If you don’t qualify one month, no worries! There are never any fees or penalties. You’ll just earn the standard rate that month.

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You Deserve More
- No Fees
- No Minimum Balances
- Free Online and Mobile Banking with Mobile Check Deposit
- Anywhere Access with 73,000 surcharge-free ATMs nationwide
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Am I eligible?

Do you live, work, or attend school in one of the following parishes?

Ascension
East Baton Rouge
East Feliciana
Iberville
Livingston
Pointe Coupee
Saint Helena
Tangipahoa
West Baton Rouge
West Feliciana

Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a Baton Rouge Telco member?

If you answered yes to either of these questions, you’re eligible to join Baton Rouge Telco Credit and Get More with 4!

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Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Checking your balance is quick and easy with all of our digital banking tools. Standard text message and data rates may apply from your wireless carrier.

Yes! Because we’re cool like that. Once you log in to the app, in the bottom menu, tap on More, then Settings, then Quick Balance. Toggle that option on to enable. This allows you to view your balance either from your smartphone’s widget screen (iPhone) or by swiping down from the login screen (Android).

It’s super easy! In our Mobile App, tap on More in the bottom menu, then tap eStatements. Or from Online Banking, select eStatements in the top menu and follow the prompts.

In order to qualify for monthly dividends from the Premier Interest Checking Account, be sure you’ve met the following criteria: 1) You’ve signed up for eStatements, 2) You’ve set up direct deposit in any amount into any account within your membership, and 3) You’ve made at least 15 debit card (non-ATM) transactions that have posted and settled to your account within the calendar month.

If you don’t meet the criteria one month don’t worry! You’ll still earn 0.05% APY on your average daily balance over $2,500. The following month you’ll be eligible again to qualify for the 4.00% APY. With the Premier Interest Checking Account, there are never any penalty fees or minimum balances to maintain for not meeting account dividend requirements.