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Get More with 4

Learn How Our 4.00% APY Checking Can Make Your Money Work As Hard As You Do

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Don’t settle for the skimpy (and we mean skimpy) interest the big banks offer. Baton Rouge Telco offers 4.00% APY1 on checking. Sounds like time to switch, huh?

  • Woman smiling while on her phone as she looks at the details about her high yield checking account

    Get the Details

    Earning 4.00% APY on balances up to $10,000 is easy with these simple requirements:

    • Enroll in eStatements
    • Set up monthly Direct Deposit into any Telco account
    • Minimum of 15 debit card (non-ATM) transactions per month

    If you don’t qualify one month, no worries! There are never any fees or penalties. You’ll just earn the standard rate that month.

    Apply Now


  • Family on the couch shopping using their high yield checking account

    You Deserve More

    • No Fees
    • No Minimum Balances
    • Free Online and Mobile Banking with Mobile Check Deposit
    • Anywhere Access with 73,000 surcharge-free ATMs nationwide

    Apply Now

Am I eligible?

Do you live, work, or attend school in one of the following parishes?

  • Ascension
  • East Baton Rouge
  • East Feliciana
  • Iberville
  • Livingston
  • Pointe Coupee
  • Saint Helena
  • Tangipahoa
  • West Baton Rouge
  • West Feliciana

Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a Baton Rouge Telco member?

If you answered yes to either of these questions, you’re eligible to join Baton Rouge Telco Credit and Get More with 4!

Join Now

Online Banking, Mobile App (with Quick Access widget options), text banking, MANDI, and more! Checking your balance is quick and easy with all of our digital banking tools. Standard text message and data rates may apply from your wireless carrier.

Yes! Because we’re cool like that. Once you log in to the app, in the bottom menu, tap on More, then Settings, then Quick Balance. Toggle that option on to enable. This allows you to view your balance either from your smartphone’s widget screen (iPhone) or by swiping down from the login screen (Android).

It’s super easy! In our Mobile App, tap on More in the bottom menu, then tap eStatements. Or from Online Banking, select eStatements in the top menu and follow the prompts.

In order to qualify for monthly dividends from the Premier Interest Checking Account, be sure you’ve met the following criteria: 1) You’ve signed up for eStatements, 2) You’ve set up direct deposit in any amount into any account within your membership, and 3) You’ve made at least 15 debit card (non-ATM) transactions that have posted and settled to your account within the calendar month.

If you don’t meet the criteria one month don’t worry! You’ll still earn 0.05% APY on your average daily balance over $2,500. The following month you’ll be eligible again to qualify for the 4.00% APY. With the Premier Interest Checking Account, there are never any penalty fees or minimum balances to maintain for not meeting account dividend requirements.

Ready to Get More? Awesome!

Apply online today, call 225.924.8900, or visit any office location.

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I’ve been with Telco for years now and my experience is always the same…AMAZING!!!!

Wylisha W.