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Elite Checking Account

Simple, sweet, and to the point

Open an Account

Get the royal treatment with no strings attached

  • Best For

    Best For

  • Dividends


  • Opening Deposit

    Opening Deposit

  • Monthly Fee

    Monthly Fee

  • Minimum Balance

    Minimum Balance

  • Best For

    Anyone seeking a free, no-frills account

  • Dividends

    0.05% APY* on balances over $2,500

  • Opening Deposit


  • Monthly Fee


  • Minimum Balance



    0 Minimum Balances
    Have your cake and eat it too

  • Overdraft Protection

    Overdraft Protection
    Be safe no matter what might happen

  • Competitive Rates

    Competitive APY Rates
    Make the most of your money

  • Easy Online Access To Funds

    Easy Online Access to Funds
    Get money when you need it

  • Instant Issue

    Instant Issue Debit Cards
    Start living (and spending) as soon as possible

  • Direct Deposit Options

    Direct Deposit Options
    Get paid early with 2Day Early Pay

Get Started
Star Star Star Star Star

I love Baton Rouge Telco! They have been my banking institution for over 30 years. The Goodwood Branch is “The VERY BEST”! On my very last visit Armond went over and above the call of duty (thank you)! And as always Kendrick Scott and Deidre Lewis are the “Absolute Best”!!!

Denise B.

Baton Rouge Telco believes in money management made simple. That’s why our elite checking accounts are monthly fee-free!

Hassle-free banking means no extra worries, phone calls, or follow-ups. Monthly dividends made on Elite Checking Accounts are automatically deposited into your account every month.

Not only are debit cards from Baton Rouge Telco absolutely free, but they are instantly issued upon opening your Elite Checking Account. It’s that simple!

  • Premier Interest

    High interest rates, low qualifications.

    Learn More

  • Student Checking

    Get the jump on graduation.

    Learn More

  • Opportunity Checking

    Repair your credit score over time.

    Learn More

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*APY – Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly.