Balance Transfer

Transfer your high-interest balances and save with our Visa Gold

If you want to pay off credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one monthly payment, and pay it off faster with a balance transfer to a new or existing BR Telco credit card with a low rate. To get started simply fill out the form below.

  • Members

    Membership Not Required to Start

  • SpeedQuick

    Online Form Takes Minutes to Complete

  • Credit Card

    Transfer Multiple Card Balances

Back to Top

Zero. Zip. Nada. We offer no-fee balance transfers for all of our cards.

No, but we offer something even better – low interest rates all the time, no balance transfer or annual fees, and no confusing promotional periods. With Baton Rouge Telco you get the best rates and benefits all of the time.

Yes, you can save money on your auto rental coverage by saying no at the counter. Rent with your covered Baton Rouge Telco Visa Gold or Cash Back card and get built in Auto Rental Coverage. To learn more about this benefit or to file a claim, go to, call 800-348-8472 or call collect 804-673-1164 (outside the US). Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Baton Rouge Telco Visa Gold or Cash Back card to secure transactions. Please refer to your Guide to Benefits for further details.

Plus, we offer Roadside Dispatch. It’s a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you. Dependable roadside assistance, 24/7. No membership or pre-enrollment is required. Click here for more info.


1 Quoted APR is Telco’s current rate.

2 Quoted APR is Telco’s current rate. Cash Back Card rate is a variable rate tied to prime rate and can be adjusted every year.

All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $10.00 or 2% of the amount of each cash advance (whichever is greater). Overdraft Protection Fee: $5.00 per transfer — if you opted to use the LOC as a transfer source. Account Transfer Fee: $10.00 or 2%, whichever is greater, per transaction. This includes any transfer of funds from the LOC to an account, either in person or electronically.

See our Visa Disclosure for additional information.