New Loans - 90 Days No Payment

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Enjoy no payments for 90 days on most new loans.

Baton Rouge Telco is here for you during these turbulent times. If you have been negatively affected by the coronavirus (COVID-19) pandemic, we want to help. Right now, our members can take advantage of no payments for 90 days1 on most new loans including auto, personal, and recreational vehicle loans.

Which loans are included?

New loans issued by Baton Rouge Telco between the dates of March 26, 2020, and June 30, 2020, are eligible for no payments for the first 90 days.

Which loans are excluded from this offer? 

This offer does not currently apply to 1st mortgages, home equity lines of credit, solution loans, fresh start loans or Visas.

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  • Man Driving

    Auto Loan Features

    No payments for 90 days

    Rates starting at 3.24% APR2

    Flexible Terms

    New, Used & Refinance Options Available

    Get Started


  • parents and child on couch looking at computer

    Personal Loan Features

    No payments for 90 days

    Rates starting at 7.49% APR3  

    Borrow up to $25,000

    Use for emergency expenses (or anything)

    Get Started
  • RV Campground

    Recreational Vehicle Loans

    No payments for 90 days

    Rates starting at 5.49% APR4

    Boats, motorcycles, and more

    Up to 125% Financing

    Get Started


1 The first loan payment is due in 90 days. Must be a member in good standing, no negative balances, loans current, and cannot have caused the credit union a loss. Interest will continue to accrue. Offer valid on new and used auto loans, auto refinances, recreational vehicle loans, and personal loans from March 26, 2020, through June 30, 2020.

2 Quoted rate of 3.24% APR for 60 months has payments per $1,000 equal to $18.08/month.

3 Quoted rate of 7.49% APR for 12 months has payments per $1,000 equal to $86.75/month.

4 Quoted rate of 5.49% APR for 60 months has payments per $1,000 equal to $19.10/month.

These rates are Telco’s current rates. All rates are subject to creditworthiness. Your rate may differ. Rates can change without notice. Discounted APR applies with (a) automatic deduction from a Baton Rouge Telco Federal Credit Union checking account and (b) direct deposit relationship. Membership requirements apply.