VISA^® Card

Whether you need to consolidate your bills and/or refinance your high interest rate charge card balances, Telco has the VISA card for you:

Low fixed Annual Percentage Rate (provided on Rates page);
No annual fee;
Preferred credit limits up to $20,000;
Secured or unsecured;
25-Day grace period. Pay your balance in full each month and you will never pay a finance charge on purchases;
Interest is charged on the average daily balance, including new purchases;
No minimum finance charge;
2% of cash advance subject to a $3.00 minimum;
Late payment fee of $20.00 and over limit fee of $10.00;
Select overdraft protection for your share draft account and do not worry about overdrawing your account;
Instant cash advances available at all financial institutions and ATMs displaying the VISA logo;
24-Hour access to your account using Cindy, Telco's audio response service; and
24-Hour access to your account on the Internet with Home Banking.

Easy to Apply: Click on the "Apply Now" button below and mail the completed application to the following:

Loan Department
Baton Rouge Telco FCU
13404 Airline Highway
Baton Rouge, LA 70817

Shop online with your Telco VISA card and get special offers, savings from top shopping sites and online discounts at Visa Rewards Online.

Verified by Visa - This optional free service verifies card ownership when making online purchases. It's designed to help prevent fraudulent use of your Telco Visa or Visa Check card. Click here to learn more about this service and sign up.