Consumer Loans


One benefit of being a Telco member is the low-interest loans we offer. Telco extends loans to credit-worthy members through thoughtful consideration of each application. Approval takes into consideration several different characteristics, including the individual's credit experience, collateral and the ability to repay.

Applications can be accepted:

    Complete our online loan application. This application is for preapproval only. There is a $5.00 application fee (except for VISA cards). Telco requires an original signature on file before loan proceeds are actually released.
    In person-walk into either our Baton Rouge or Hammond branches.
    By phone-just call our Tel-A-Loan (loan by phone) services at 1-888-419-6418 (24 hours a day, 7 days a week).
    By fax-fax your loan application to (225) 756-8553 or (225) 923-3136 in Baton Rouge or (985) 542-4482 in Hammond.
    By mail-mail your application to one of our office locations:

    Airline Office
    13404 Airline Hwy.
    Baton Rouge, LA 70817-5917

    Wooddale Office
    2226 Wooddale Blvd.
    Baton Rouge, LA 70806-1444

    Hammond Office
    1115 W. University Ave.
    Hammond, LA 70401-1315


Types of Loans Telco offers:

Boat, Motor, and Trailer Loans

Vehicle Loans

    Get preapproved to eliminate some of the hassles of car buying; and
    Extended warranty protection at competitive rates.

Signature Loans (personal)

Motorcycle Loans (motorcycle or four wheeler)

Mobile Home Loans

Recreational Vehicle Loans

Share/Share Certificate/Money Market Secured Loans

    By using funds on deposit in your share (savings), share certificate, or money market account as collateral, you can receive a loan with a very low rate.

Stock Loan

Telco has very competitive rates and terms on their loans and various services to offer you:

    Use our loan calculator to figure out what your payment will be;
    Apply online or call our Tel-A-Loan (loan by phone) service 24 hours a day, 7 days a week at 1-888-419-6418;
    Receive a 0.50% discount on your loan rate with automatic deduction from a Baton Rouge Telco checking account and direct deposit relationship (except on VISA and home mortgages);
    Credit life and credit disability insurance available; and
    No prepayment penalties.

Insurance Products

You trust us to provide you and your family with quality products and services to meet your financial needs. We have joined with a dedicated team of insurance professionals to bring you affordable products.

Auto and Homeowners Insurance

Credit Life/Credit Disability Insurance

Tel-A-Loan (loan by phone) Service

Applying for a loan at Telco can be as easy as the push of a few buttons. With Tel-A-Loan, our loan by phone service, we are available around the clock to take your loan application over the phone, quote loan rates, and provide you with information about any of our loan products. Just call 1-888-419-6418.

MEMBERS™ Auto Insurance is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Insurance coverage and discounts may vary by state. Group discounts are not available in all states. To the extent permitted by law, applicants are individually underwritten, some applicants may not qualify. A consumer report from a consumer reporting agency and/or motor vehicle will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union.

Credit disability and credit life insurance products are underwritten by CUNA Mutual Insurance Society.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.



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