Schedule of Fees


ATM Fees:
Application Fee   No Charge
Balance Inquiry   No Charge
Withdrawals at Telco ATM   No Charge
Withdrawals at non-Telco ATMs   Four FREE Foreign Cash Withdrawals per Month
($1.00 per Transaction after four)
Transfers   No Charge
POS Transactions   No Charge
Additional Cards   $5.00
Reissuance of PIN   $3.00
Copy of VISA/Debit Card Purchase   $12.00
Overnight Card   $50.00

Services:

Phone Transfer through CINDY   No Charge
Phone Transfer by Staff   $1.00
Traveler's Checks-One Signature   No Charge
Traveler's Checks-Two Signatures   $.50/$100.00
Money Orders   $1.00
Credit Union Checks Made Payable
to Someone Else
  $1.00
Copy of Statement   $5.00/Month
Account History Print Out   $1.00/Page
Photocopy of a Check   $2.00
Faxed Copy of a Check   $3.00
Balance Statement   $10.00/Hour 1 Hour Minimum
Stop Payment/Credit Union Checks   $10.00
Stop Payment/Money Orders   $10.00
Check Cashing Fee (member with only a savings account and balance under $50.00)   $3.00
Notary   $5.00
Research Fee   $10.00/Hour 1 Hour Minimum
Tax Levy Fee   $20.00
Rolled Coins   N/C
Loose Coins   10% of Deposit

Share Draft Fees:

Check Orders   Actual Cost of Checks
NSF Draft Returned   $20.00
NSF Draft Paid   $20.00
Deposited Items Returned NSF   $15.00
Stop Payment   $10.00
Overdraft Protection Transfer Fee   $5.00/Item
Original Drafts Mailed to Member
-No New Accounts
  $5.00/Month
Counter Temporary Checks
(excluding new checking accounts)
  $.50/Check
Copy of VISA/Debit Card Purchase   $12.00

Dormant Accounts:

(1 Year- No Activity)    
Dormant Fee   $5.00/Qtr.
Reopen Fee   $10.00

Safe Deposit Boxes:

3" by 5"   $25.00/Year
3" by 10"   $35.00/Year
5" by 10"   $50.00/Year
10" by 11"   $70.00/Year
Key Replacement Fee   $15.00
Drilled Box   Actual Cost to Drill

Wire Transfers:

Domestic (outgoing)   $15.00
Domestic (incoming)   $5.00
Foreign   $35.00

Online Services:

Home Banking   Free
Bill Payment   Free

Withdrawal Fees and Penalties:

Early Withdrawal from Christmas Account   $5.00
Early Withdrawal from Certificates
two years or less
 


Lesser of: (1.) dividends since date of issue; or
(2.) 90 days dividends.

Early Withdrawal from Certificates
over two years
 


Lesser of: (1.) dividends since date of issue; or
(2.) 180 days dividends




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